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If you rent an apartment which home insurance coverage do you not need?
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Do you have to insure your home for more than the mortgage balance?
To the insurance company, your mortgage balance has no impact on how much insurance coverage you need for your home. Homeowners insurance is based on the replacement/reconstruction cost of your home.
Should The Equipment I Am Leasing Be Insured?
Yes, you will need insurance coverage. In most instances, your business insurance will cover equipment leases.
What company offers the best property insurance coverage?
It really depends on your individual needs for property insurance coverage, for example if you have a basic need for items held in a rented residance you can find great coverage from a number of insurance companies. If you own farmland and need greater coverage for equipment or more specific property it may be best to meet with an insurance rep to go over coverage in more detail.
What happens if the damages in an accident exceed the insurance coverage of the person at fault?
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
Can one obtain life insurance coverage from Prudential?
"Yes you can obtain life insurance from Prudential. Questions you should ask yourself include how much life insurance do I need, Do I need life insurance for my family."
Is there a certain type of insurance I need to cover a apartment building I just recently bought?
Abso D lutley you need total coverage for fire and liability.
Where to get info on affordable renters insurance?
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
What type of homeowners insurance do you need if living in home part time?
You can buy a policy for your second home or you can buy coverage for seasonal occupied homes.Just contact your insurance agent and they can guide you to the right coverage.
Do renters need home content insurance?
By practical means, yes, renters should have home content insurance. You will want to have coverage for your home if anything disastrous was to occur.
Do home-based travel agents who are independent contractors need E O insurance?
No, they do not need to have EO insurance. They can choose to get this coverage if they wish, however.
Do you have to insure your home for more than the mortgage balance?
To the insurance company, your mortgage balance has no impact on how much insurance coverage you need for your home. Homeowners insurance is based on the replacement/reconstruction cost of your home.
Does homeowner ins. cover a car burned due to bad electrical?
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Do you need to change your homeowner insurance if you rent out part of your home?
No, but the roomer/boarder has no coverage under your policy.
Benefits of gio insurance?
GIO Insurance will indeed offer you auto and home insurance, as well as travel and boat insurance. However, you will need to look elsewhere for health coverage.
Which policy provides coverage for an unendorsed mobile home?
None. You need to buy insurance for the mobile home. If it is un-endorsed, then it is uninsured
Does your homeowners insurance cover you if you are injured on someone else's property?
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
What kind of renters insurance coverage do I need?
The coverage you need will be specific to your own needs. The best way to asses the coverage you'll need is to speak with someone at the insurance agency that holds your policy. They can help you decide what kind of coverage you'll need.
