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Do you have to pay workers comp if you pay for your employees medical insurance?
Wiki User
∙ 13y ago
Certainly. Med insurance EXCLUDES paying for workplace injuries. Offering WC means that employees can never sue for injuries, claiming employer neglignece. No million dollar settlements.
Further, they are really two separate coverages and are treated differently. While medical insurance is not currently required, many states require that an employer having a given number of employees or a payroll that exceeds a given amount, maintain workers compensation coverage.
In generally, workers compensation coverage provides benefits for the injured employee (medical expenses and a percentage of average lost wages). There are some circumstances under which the worker may not collect, but by and large, the workers compensation system exists to protect the employee. It also protects the employer because, if the employer has complied with the law by providing workers compensation coverage as required, the employee may generally not file suit against the employer or a co-employee for damages for a workplace injury.
Wiki User
∙ 13y ago
Wiki User
∙ 16y agoworkmans comp is supposed to pay for the life of the injury, check with you lawyer, but that's what my lawyer told me.
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What does the workers comp insurance company need from the employer?
The workers comp insurance company requires the employer to insure all the employees.
What is the ratio of the insurance cost of Worker's Comp to Liability Insurance?
Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.
Does a company have to offer health insurance to all full-time employees?
No law requires employers to offer any medical benefits to anyone, aside from workers comp.
Can an employer terminate my medical insurance while I am on workmen's comp?
In Canada they cannot terminate medical insurance while an employee is on Worker's comp. However, if all employees have their medical terminated then the employer can get away with it.
Do family members in California need workers comp insurance?
Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
I got injured at work but the CA workers comp system is awful. I have good medical insurance. Is it better to collect workers comp or to file short term disability and pay your own doctor's bills?
In CA your only recourse for an injury on the job is Workers Comp. Your medical insurance can not pay for expenses related to your injury at work. Asking them to do so and not disclosing that the injury occurred at work is insurance fraud.
What type of insurance protects workers who are injured on the job?
This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.
Will health insurance pay for surgeries from workman's comp injury after settlement?
No, Workers Comp includes lifetime medical for work-related injuries, so health insurance typically excludes anything covered by Comp.
How much does reality tv pay for insurance?
It's doubtful they purchase any insurance other than the standard workers comp needed for employees.
What are the benefits of Liberty Mutual Workers Comp insurance?
There are many benefits of Liberty Mutual Workers Comp insurance. The best benefits to Liberty Mutual Workers Comp insurance would be the ability to get money when an employee gets injured.
Do you need workmans comp insurance for a concession stand if employee 13 years of age?
You need workers' compensation insurance if you have employees. You do not need worker's comp insurance if you are a sole owner. In most states, owners of a business are exempt from having workers' comp for themselves. The type of business does not matter. If you have employees, you need comp insurance. ...plus, the venue, whether a city owned street, school or music venue SHOULD require that you carry the coverage on yourself to ensure you don't allege to be its employee if you suffer an injury.
Are part-time employees covered by workers compensation insurance.?
Under the law in Australia. They are. are part time workers covered under corkman's comp in the state ow Wisconsin
