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Answered 2011-09-12 22:24:25

i believe you can actually file suit against the driver and the owner of the vehichle so my lawyer told me

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In ma can a non insured driver file a claim against an insured driver?


If an insured driver under the age of 18 is involved in an accident can they claim insurance?

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.

Will a vehicle be covered in the event of an accident if the person driving is not the insured driver?

It could be, I would file a claim to make sure.

What to do if the at fault driver has not reported a claim to their insurance?

You can file a claim with the at fault drivers Insurance Company yourself. You don't have to wait for the insured to do it. Just call them up report the accident and request a claim number. They are required by law to assign an adjuster whether or not their insured has reported it to them.

If you are the registered owner of a car and living abroad but your car is insured in the states if a driver on your insurance has an accident can they file a claim or can you file from abroad?

If a person is listed as a driver on someones insurance they can file a claim themselves. The person living abroad can also initiate a claim on behalf of the driver if they wish too.

How long does an auto insurance company have to settle a claim in Arizona?

In the state of Arizona, there is no specified time limit in which an insurance company has to settle a claim with an insured party or with a third party that has filed a claim. An individual does have a time limit of two years in which to file a lawsuit against the driver who was at fault in an accident.

Had insurance when your car was hit by a hit an run driver after the wreck lost your insurance will you still get paid?

Yes. As long as you were insured when the accident happened they will pay the claim.

Does the insurance agent submit the auto accident claim to the insurance company or do I ?

It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.

Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?

If a claim is made against his insurance...yes.

How do you claim against someone with one day car insurance?

They will have a pink card stating the insurance company on it still, as long as the accident happened in the one day they were insured.

Is an insured driver responsible for causing an accident to an uninsured driver?

well i don't know are they? ''causing'' makes me thing you were the 'at fault' party, so if what you are asking is, the insured driver (you) were negliegent/at fault for the accident, but simply because the injured party was not insured do you still owe for their damage? yes you do, makes no difference if they were insured or not (now, they might have some trouble come up from this), if they were an innocent and you negligentthen you (your company) owe for their damage......some states may have statues that bar an uninsured driver/owner from recovery, so might check (you need to turn in the claim your adjuster will know) but I've never worked a claim in a state that had this (handled claims in around 15-20 different states i'd guess).

If you are a victim of hit-and-run accident caused by a rental car driver can you claim the damages from this rental car company directly?

You can only claim against the rental company if the driver took out their insurance. If he has his own separate insurance, that is where you need to make the claim.

Does a passenger in a car accident have to file a claim with their own insurance company?

When a passenger is injured in an automobile accident, and the driver of the automobile of which he/she is the passenger of, is "at Fault" for the accident, the passenger of that vehicle has the legal right to file a claim against that drivers insurance carrier. If on the other hand, the driver of the other vehicle is "at fault", then the passenger of vehicle that is "not at fault", has the legal right to file a claim against the other driver's insurance carrier. And whenever there are injuries sustained in an automobile accident, you should contact personal injury attorney or law firm to represent you against the filing of your claim against any insurance carrier. "At fault" accidents are not final just because a citation has been issued. When a carrier receives a claim against their company, they will launch their own investigation of the cause of accident, and review the police report, and speak with any independent and passenger witnesses who can provide statements concerning how the accident happened.At the end of the carrier's investigation, which will also include, taking pictures of both of the vehicles damages, will compile all of the information they get, to try to determine at that point, who was at fault. If their insured is determined to be at fault, the carrier will pay the claim for which the passenger has filed against them. If the carrier determines that the other driver was at fault, then the carrier will not pay the claim and deny liability. If this happens, the passengers legal representatives will automatically withdraw their lawsuit filed on your behalf, and file the lawsuit against the other drivers insurance carrier.I was in a one car accident where the car ran off the road to avoid hitting something. I was the passenger of the car. If my medical insurance from my job pay for the my hospital bills is the insurance company intitle to pay me back the money even though my insurance covered itIn the UK - the passenger would make a claim against the driver at fault. This driver would pass the details to his insurer who would indemnify him for the claim made against him. A passenger could not make a claim against his own insurer. To see the process for making a claim in the UK see the related link entitled "motor vehicle accident".

How do you collect on a car accident claim?

If your car is insured you need not to worry about accident claim. Company will start a verification process and if possible it'll pay your loss. Second option is you should hire private companies dealing in accident compensation claim.

Can you report an accident or claim after your insurance is cancelled even though you were insured at the time of accident?

Yes.. but make sure you have good documentation with dates on the accident reports.

Who files a claim for a passenger in a car accident?

The company files claim in which you got insured your car, and after a deep verification it reimbursed your compensation.

What happens when adult unlicensed driver hits you and is driving an insured car?

Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.

You filed an insurance claim with Allstate their driver hit your vehicle however Allstate claims that they can not find the driver to dispute the claim?

You still could pursued the claim under the vehicle. If the vehicle that hit your is being insured by Allstate Insurance, you should be able to set up the claim under that vehicle. Allstate might try to denied your claim based on unscheduled driver but they might get your car fixed with no question ask if you have a police/accident report.

Can Insurance deny claim for accident death due to ethanol intoxication?

Can Insurance deny claim for accident death benifit due to ethanol intoxication when insured had policy for 10 years?

What does an uninsured driver pay when hitting an insured driver?

If it is the uninsured driver's fault in the accident, you can still file a lawsuit against the uninsured driver but you'll only be able to recover from their personal assets, which in many states won't be much because many states allow you to shield many personal assets from this sort of recovery. You will also be filing a claim against your own Uninsured Motorist (UM) coverage on your insurance policy.

My car full cover was hit to a another vehicle. Does the other vechle owner can claim against me or to claim against insurance company?

If you are at fault in the accident than the other driver will make a claim to your insurance co.If the other driver sues you than pass the paper work to your insurance co and let them handle the case.

If an underage driver steals a vechile is the owner responsible?

Not necessarily unless the 'owner' is also the parent of the underage driver. If not, assuming the car was insured, the insurance company may deny the claim. If the vehicle was not insured, then it becomes a civil matter where the owner of the vehicle may be sued by the accident victim and may be found responsible for not having had the vehicle insured if it is the law in your state. If this is the case, and you are not related to the young driver who stole your vehicle, then you have a civil case against that minor's parents and they would in turn be liable and responsible for any damages you may have been made responsible for.

How do you get an accident claim against own car when the car is fully insured?

Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.

What to do after car accident for insurance claim?

A non fault car accident claim indicates that the insured individual does not have to incur any loss. The additional advantage is that the policy holder gets reimbursed by the company that he or she has been a member of.

What might the consequences be for a roommate borrowing your car with permission and then having an accident in a different state other than where the car is insured?

Assuming your friend has insurance, they would file a claim against the other insurnace company. If your friend doesn't have insurance, you'll have to pursue your firend civillay to recover damages. Insurance follows the driver, not the car, so it doesn't matter which state the accident was in.