answersLogoWhite
Credit and Debit Cards
Credit Reports
Debt Collection
iPod Touch

If you were in the credit bureau for more than 7 years for a judgment and it was deleted can the company come back and try to put you back in the bureau and try taking you to court?

636465

Top Answer
User Avatar
Wiki User
2015-07-16 18:16:59
2015-07-16 18:16:59

You cannot be sued twice for the same debt or sued again on a debt that has already been reduced to judgment. By law, a judgment can stay on your reports for the term of the judgment or the 7-1/2 years, though most will come off in the usual time frame. If the judgment remains unpaid and valid, it could be put back on your reports. A judgment creditor can still summon you to court for a debtor's exam on an unpaid judgment.

1

Related Questions

User Avatar

Your credit card company will report you to one of the three credit agencies, Experian credit bureau, Equifax credit bureau, and TransUnion credit bureau.

User Avatar

Yes, a landlord can report a judgment against a tenant. Often, the court will report the judgment to the credit bureau.

User Avatar

Yes a judgement can be reported to more than one credit bureau and is usually reported to the three major credit bureaus (equifax, tranunion & experian)

User Avatar

It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.

User Avatar

Contact Dunn and Bradstreet they will provide your company a rank

User Avatar

It depends on other factors of your credit report--but I have seen personally a FICO score increase 140 points once a judgment has been removed. Here are the scoring factors and their weights on a FICO scores: Payment History 35%, Amount of Credit Owing 30%, Length of Credit History 15%, New Credit 10%, and Type of credit in use 10%. Because these factors are considered, it depends. I would say from 50-150.

User Avatar

Japan Credit Bureau. It is a credit card company based out of Tokyo, Japan.

User Avatar

If it was not paid in full or settled, the judgment may have been renewed by the judgment holder. Most judgments are renewable and can be kept on a credit report for an undetermined amount of time.

User Avatar

Well first, you shouldn't owe a credit bureau such as Experian or Equifax; you should owe a lender such as a credit card company or other business. If you fail to pay, the party you owe may win a judgment against you in court requiring you to pay the debt. If the debt remains unpaid, wages can be garnished with a court order.

User Avatar

No, unless the refund is directly deposited into your bank and the credit card company has a judgment and files a lien on your account. Not legal in many states.

User Avatar

A credit agency is a company that give you credit. for example : cibc, scotia bank other credit cards. bank loans, secured loans etc. A credit bureau, is where your credit information is kept, equifax etc. hope this helped.

User Avatar

The Experian Credit Bureau was established in 1980 as Information Services Company. It operates out of thirty-six countries and employs over fifteen hundred people.

User Avatar

Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.

User Avatar

You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.

User Avatar

no, if the credit bureau has it listed just make sure they also have it showing as paid.

User Avatar

A Wizard credit check can be performed by going to a credit bureau and getting help from the credit bureau. Another way to do it is through an online credit bureau.

User Avatar

Only if the credit card is assigned to the business as a company card.

User Avatar

Answer: If your credit card company obtains a judgment against you they may take any property of value that they can find.

User Avatar

A 3 bureau credit report, refers to a credit report that contains all the credit scores of an individual, from the leading three credit bureau companies.

User Avatar

Japan Credit Bureau was created in 1961.

User Avatar

The population of Japan Credit Bureau is 2,755.

User Avatar

Finding one's company credit report can be done by purchasing it from a business credit bureau. Dun and Bradstreet as well as Experian offer subscription services to allow for the access to one's own company credit report at any time.

User Avatar

If you're thinking a credit company can remove bad credit from you credit bureau, they can't. What a credit company can do is to help you improve your credit by helping you budget, plan bill payment and help you reduce your debt so that you can manage your debt better.


Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.