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If you were involved in a car accident and a police report was filled out do you have to report it to insurance company?
Wiki User
∙ 8y ago
No. That happens all the time. People often make a police report just in case they decide to make a claim. Later, they never contact their insurance company due to it not being worth the hassle. Four years ago, I was involved in a minor accident in which the other person left. I made a police report but since the damage was so little, the officer told me I'd be better off not making a claim. I never made a claim or notified my insurance. I have since bought 2 new cars that have been quoted for insurance by multiple companies and insured by the same company I had at the time of the accident. Everything has been fine; haven't heard about it since then.
Wiki User
∙ 8y ago
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If you had an accident with no other cars involved and filed a claim to insurance with no police report do you have to report this accident to the new company if you get different insurance?
If you don't the new insurance company can cancel your coverage and possibly not cover any of YOUR losses. They might also consider it to be fraud. Any accident less than $750 isn't chargeable, but if you filled a claim with another insurance company your new company would found out even if you don't tell them, when they run your MVR which shows your tickets and previous insurance companies and claim paid.
What does insurance form mean?
Insurance form means the proposal form to be filled and submitted by the applicant to the insurance company which may accept the proposal to insure the applicant.
Will medical insurance cover teeth that have to be extracted and filled due to dry mouth?
No. But if any dental surgery is necessiated due to accident, the same will be covered under medical insurance purview.
Is it required either by law or insurance company to file a police report on an accident?
I can speak for the State of Indiana on this one. When two parties are involved in an accident and the TOTAL of damage to BOTH vehicles AND any third party property is $1,000.00 or more a police report is required(by law). A form called an SR-21 is also required in Indiana to be filled out and sent to the BMV within ten days or the drivers licenses of the non reporting party will be suspended. Insurance companies have their own guidelines that you agree to when you sign your policy. The prudent thing to do in any accident is to have a police report done as well as report it to your insuance company. One reason, being the phenomenon of damage increasing after the accident as well as the neck pain that seems to come about after the "victim" has been talking to friends and relatives.
What happens if other driver who hits your car has false ID and no insurance?
Hopefully you called the police and filled out an accident report form so they can put him in jail.
I had a wreck. Insurance wants to total the car. When I purchased the car I purchased GAP insurance. I filled Bankruptcy Chapter 13. Wondering will the GAP insurance cover balance of after insurance?
Yes, you have taken a smart and wise step. When your car will be totalled by the insurance company, than the balance amount of the loan which you will have to pay will be paid by the gap insurance. This is the purpose of gap insurance. Gap insurance pays for the difference in the insurance settlement and the loan amount when there is an accident or a misfortunate event that leads to a claim like theft of the vehicle. The purpose of insurance is to save a person from financial problems.
Can a auto insurance company refuse to pay because conflicting stories?
heres my story. i was rear ended by a lexus on my passenger side bumper which caused my car to veer to the left in which i was then t-boned by a kia causing my car to crash into a water filled ditch. Since the driver of the lexus says the kia caused the accident and the kia vice versa, the state trooper did not issue any citations due to conflicting stories. with either of their insurance companies wanting to pay damages to the other two vehicles involved. the only insurance company that would repair my car was my own.... for a hefty insurance deductable... the end (moral of the story insurance companies simply do not have to payout even if a police report states that they were the responsible party)
How does life insurance pay beneficiaries?
The insurance company must be notified of the insured's death, preferably by a beneficiary, policy owner, or an insurance agent, at which point it will send out packages of paperwork to all beneficiaries on file for that insurance policy. The paperwork is filled out by each beneficiary and returned to the insurance company, along with a certified copy of a death certificate, at which time the insurance company processes the paperwork, verfies the eligibility of the claim, and then, if appropriate, pays out the proceeds of the insurance policy.
If diesel fuel instead of gasoline was used accidentally would filling station insurance company be responsible?
If they filled the vehicle, sure.
What type of report must be filled if there is an accident while boating?
boating accident report
What type of report must be filled if there's an accident while boating?
boating accident report
Where can a form for GAP Health insurance be filled out?
One has to request the GAP health insurance form from their insurance carrier. some insurance carriers have these forms online, and they can be filled out that way. Other insurance carriers will mail them to the customer or they can pick them up and fill them out in the office of the carrier.
