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I'm not totally sure what you are asking but it sounds like the child died. If the child died and the child was insured, the money will go to the beneficiary listed on the policy. If your brother surrendered parental rights, this child is no longer his, so I seriously doubt he has any claim whatsoever.

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Q: If your brother had a child at 1 he lost his parental rights and the child got adopted he was divorced but the ex-wife is still as a beneficiary who gets the insurance money ex-wife or parents?
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