If your credit score is 565 is there a lender who can finance you with 100 percent?

Working for a mortgage company myself, there are lenders that will lend to a 565 middle - just expect to not get the greatest program. Your interest rates will be high, and you will likely have a pre-payment penalty. You will have 2 loans - an adjustable 1st and a fixed second. Your first will likely be around 7% (possibly slightly higher), with a 2nd around 11 - 12%. Max loan amount on those will likely be around $250,000, but possibly lower.

The lowest FICO I have ever had to do 100& financing for was 580.

Hope this helps!