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If you knowingly let someone with no license drive your car, not only are you liable if he has a wreck. You could loose your license if he just gets pulled over for a bad tail light!

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โˆ™ 2006-12-08 03:17:13
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Q: If your daughter is included on your insurance policy and loans her car to her boyfriend who has a suspended license due to DUI are you liable if he has an accident?
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If your daughter's boyfriend has an accident with your car and didn't have your permission to drive it who has to pay for the other car's damage in New Jersey?

You and/or your insurance.

If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.

If your daughter is not a resident of your household but is named on your insurance how involved ar you if she drives her boyfriend's car?

I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her as a driver.

Who insurance is responsible if your daughter was driving her boyfriends car and got into an accident and the other driver did not produce current coverage but your daughters boyfriend did?

There are several issues here. Who's fault was it to cause the accident. Are you in a "no fault" state? Did the other driver have insurance or just did not have proof? Does the boyfriend have a uninsured motorist rider on his policy? These are questions that have to be answered before we can proceed.

Will insurance rates increase if 18 yr old daughter on parents' policy lets uninsured boyfriend drive her parents car and he has an accident?

yes, if your daughter had your permission to drive then gave her permission for boyfriend to drive, then he is an insured driver under the policy.....coverage/policy stays with the vehicle, meaning your policy will pay (assuming he was at fault)...and thus be affected by this accident........

If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?

No. Car insurance is insurance on the car not insurance on the driver.

If my 18 year old daughter has an accident and the car and insurance are in her name do you as her parent have any liability?

No you are not liable as your daughter is the owner and named insured

If your daughter lives with you but while at her mom's for the weekend she was in an accident with their neighbor do you have to file on your insurance in Florida?

If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.

If your daughter lets a friend drive your car and they have an accident who is responsible?

My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.

What happens if your daughter drives your car with your permission but she is not insured as an additional driver on your policy and does not have her own insurance policy?

If she's stopped by the police, whe'll be cited for not having insurance. This means she'd then need to get insurance instantly (see the form SR-22), and report that to the court. Failure to do so can get her license suspended. If she is invovled in an accident with no insurance, the bills will all go to you. More, she will be cited for driviung without insurance (even if she didn't cause the accident). and, in an accident, this doesn't always result in a warning ticket -- sometimes there's a real penalty. I would suggest that, if she's a relatively new driver, you get her attached to your policy, as it'll usually cost less than getting her her own insurance. Your insurance agent can help with this.

What if your daughter has a car accident with your car?

This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.

What are the release dates for Daughter of the Queen of Sheba - 2010 SUSPENDED?

Daughter of the Queen of Sheba - 2010 SUSPENDED was released on: USA: 2010

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