If you knowingly let someone with no license drive your car, not only are you liable if he has a wreck. You could loose your license if he just gets pulled over for a bad tail light!
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
There are several issues here. Who's fault was it to cause the accident. Are you in a "no fault" state? Did the other driver have insurance or just did not have proof? Does the boyfriend have a uninsured motorist rider on his policy? These are questions that have to be answered before we can proceed.
yes, if your daughter had your permission to drive then gave her permission for boyfriend to drive, then he is an insured driver under the policy.....coverage/policy stays with the vehicle, meaning your policy will pay (assuming he was at fault)...and thus be affected by this accident........
No. Car insurance is insurance on the car not insurance on the driver.
No you are not liable as your daughter is the owner and named insured
If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.
I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her as a driver.
My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.
If she's stopped by the police, whe'll be cited for not having insurance. This means she'd then need to get insurance instantly (see the form SR-22), and report that to the court. Failure to do so can get her license suspended. If she is invovled in an accident with no insurance, the bills will all go to you. More, she will be cited for driviung without insurance (even if she didn't cause the accident). and, in an accident, this doesn't always result in a warning ticket -- sometimes there's a real penalty. I would suggest that, if she's a relatively new driver, you get her attached to your policy, as it'll usually cost less than getting her her own insurance. Your insurance agent can help with this.
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
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more than likely it would be you and your daughter that are in trouble, considering that she was not on the insurance. so there for you will have to pay for the other ladies repairs out of your own pocket not to mention the insurance ticket.
They shouldn't cancel your plan I was in an accident when I was 16 and we kept the same insurance. As for how much it goes up depends on which insurance company you have.
If you registered car, plate is under your name. The second you drop it, insurance will report it to state and you can have your DL suspended. You must have her register car under her name.
Eminems daughter Haley Jade is 15 so she probably have a boyfriend.No
Only if the boyfriend is a disturbance to the mother because the daughter and boyfriend are both adults.
carl is the guy who shot jim by accident later on his daughter gets haunted by a ghost which her and her boyfriend accidently killed with a baseball bat...
if she thinks shes responsible enough to move out and have no contact with you,let her worry about her own insurance.
If your daughter is listed on your insurance policy and a premium is being collected for her, then she can use your insurance. If not, she will need to use her insurance policy at work.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.
who is zonnique boyfriend tiny daughter
Why would you do that to your daughter?
Car insurance is designed to cover your vehicle should you need to allow someone to use it. There may be some difficulties with coverage if it is being primarily driven by someone who isn't rated on the policy.
This will depend on your State and what their regulations are regarding this matter. In Georgia, your license will remain suspended until you finish reimbursing the party you hit and their insurance company who may have paid the claim under their uninsured motorists coverage. They will allow you to make payments over time to get it paid off. I remember a 15 year old girl that drove her Mothers vehicle. Because, she wasn't a licensed driver, the insurance company denied coverage and did not pay the claim. She could not get her first license until the $5,000 damage she caused was paid back to the other parties insurance company. The Mom had insurance but did not notify the company of the drivers and let an unlicensed driver drive the car and she new she had no license as it was her daughter.