The insurance can't be cancelled before the paid insurance coverage is up. Contact the insurance company directly to get the correct cancellation date. An employer can't back date past the paid through date. If the date the insurance company gives as the cancellation date, ask if the cancellation was due to non payment of the premiums OR if the employer cancelled after a premium was paid and requested a refund. You must also find out if your employer has new health insurance in place.
Another factor to take into consideration, did your employer offer health coverage as part of the compensation for your job when you took the job; do you have that information in writing. If that's the case, and you are no longer covered at all, you may have grounds for legal action. It would be wise to consult a lawyer.
If they do it before you cash it Yes. However they should explain why it was canceled.
There is usually a ten day grace period before you insurance is canceled. It is not by the state as much by the policies of the individual insurance company.
Then you may be liable for any damage that you caused to someones property or person.
Yes, it is more likely it is the insurance provider's requirement rather than the employer.
AnswerYes.
Your insurance through your employer is your primary insurance, and your spouse's primary insurance is through his/her employer. If both husband and wife are insured on both insurance policies, then you have primary and secondary coverage. But you will still have to pay any deductibles and co-pays before either policy will pay. The deductible is the amount you first have to pay (usually at the first of the year) before the insurance will pay anything. The co-pay is your percentage of what the insurance doesn't pay, which for many health insurance companies is 80% for them and 20% for you. There is sometimes a co-insurance that you have to pay also. Ex: Insurance companies have a set amount that they pay for any office visit, procedure, etc. If the bill is over what the insurance pays, then you are responsible for the balance.
Normally it is before...it is a non taxable fringe benefit. (MCCain wants to change that). My employer said it is not. I believe there is a scam that my employer is doing with our payroll checks.
AS LONG AS YOU WEREN'T DIAGNOSED BEFORE YOU HAD INSURANCE. IT WOULDN'T BE CONSIDERED A PRE-EXISTING CONDITION IF YOU WERE UNAWARE OF IT UNTIL AFTER YOU RECIEVED THE GROUP INSURANCE.
If you get discounts for more employees added and if you as employer need to make copays.
If you are planning a vacation, you should purchase trip insurance so that you can recover some of your money if there is a problem during your trip, such as a canceled flight or a lost bag. Before you purchase trip insurance, contact your medical insurance company to see if you will be covered while traveling, so that you do not purchase extra medical insurance that is not necessary.
No
All doctors give the vaccine and you would have to ask that question before hand.