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If your friend gets into an accident with your car and you later find out he doesnt have a license and your insurance company does not covered unlicensed drivers who is responsible?
Wiki User
∙ 16y ago
its the owner of the car. since they let the driver borrow the car (even if you didnt know they didnt have a licence) is responsible because if they were unsure they should have asked to see the licence before lettin the driver orrow the car
Wiki User
∙ 16y ago
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Who pays for damage of car if unlicensed minor is in an accident?
The owner of the car and their insurance company are responsible for paying for the damages as a result of the accident. To avoid this problem, you can start hiding your keys.
If unlicensed driver in New Jersey takes his mothers car without knowledge and gets in an accident what will happen with court and insurance?
Your mom could loose everything by being sued by the other drivers insurance company. Because you are unlicensed and took the car without permission her insurance company will not cover the accident and you are likely to get a ticket.
Who is responsible for an unlicensed driver driving another person vehicle involved in an accident?
The unlicensed driver is responsible for all damages. If they are a minor the parents may be forced to take responsibility. Sadly, the owner of the vehicle MUST make any insurance claims they are eligible to make. The owner can ask the unlicensed driver to pay any excess on the insurance and even take them to court if they refuse to pay it. The driver of the vehicle is responsible to pay any amounts not covered by the vehicles owners insurance, including damages to the car. If the insurance premium goes up or you loose your no claim bonus then I'm sorry but the driver is not liable for that. If the unlicensed driver drove the vehicle without permission from the vehicle owner then the vehicle owner must report that the car was stolen at the time of the accident, then provide the insurance company with the police report number (you can tell the police you don't want to press charges). Under these circumstances even if the insurance company pays out damages for the vehicle they may chase the unlicensed driver to pay them back.
Is an unlicensed driver automatically at fault?
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
If an unlicensed driver is in an accident with an insured car will the insurance company still cover the damage?
Most likely yes.. but your rates are going up, and the driver will be cited.
What happens if an uninsured unlicensed driver is driving your insured car and has an accident?
If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
You have motorcycle insurance but no license will it cover?
Depends on the insurance company. There are companies that will insure unlicensed drivers.
When involved in a multi car accident do all insurance company's need to pay you?
Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.
Who is responsible for insurance deductible in an accident of commercial vehicle?
The Company who owns the vehicle would be responsible for deductibles listed on the policy their own policy.
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
