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If your husband cosigned for an ex-girlfriend can he get his name removed and if she does not pay can your credit be affected?
Wiki User
∙ 8y ago
Sorry to be the bearer of bad news, but... Usually the only way to get removed from co-signer status is to file a suit against the primary loan holder. It's a bit more complicated than that, but you cannot just "call up and cancel." If she doesn't pay, they will come to your husband for payment. For instance, if they sue her and cannot get a judgment because she has no assets or not enough to pay the loan. They will then focus on the co-signer. And, yes it can definitely affect your credit if you also, cannot pay the debt. You can be sued, your wages, bank account garnished, etc..
Wiki User
∙ 8y ago
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