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If your insurance company pays for a hospital stay and you are left with a copay you can't afford what can you do?
Wiki User
∙ 16y ago
contact their accounts receivable department and make plans for a payment plan. they will not go away if you ignore them and they will hound you relentlessly for their payment. start with small payments - $20 a month - try to get it paid down as quick as possible and don't miss any agreed on payments. medical will ruin your credit report if you let it get out of control.
Wiki User
∙ 16y ago
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Do you have to pay copay for emergency room visit?
Depends on your insurance weather or not you have it also the hospital itself. Best thing to do is call the hospital billing department or your insurance company to find out
What is the copay for the Dental Insurance Plan your company offers to the Milwakee, WI branch location?
This is depending on your company on what your dental insurance plan copay would be. The range for copays for dental ranges from 0-30 dollars.
In what situation do people have to make copay?
The copay amount is the different between what the cost of the medical procedure is and what the insurance will cover. Some HMO's have standard copay fees for doctors office visits, other do not. Prescription insurance plans will also have a copay amount, again to cover the cost difference between what the insurance company will pay versus the price of the medication.
Does medicare part A have a copay when entering a hospital?
Yes. That's why one should have Medicaid (if eligible) or supplemental insurance.
Does any hospital take any insurance?
No. If the hospital has a contract with the insurance company, they will take care of filing the claim. If not, they will bill you and you will have to get reimbursement from the insurance company. Also, if it is a contracting provider, they have agreed to a total amount to be charged for various procedures and if the bill exceeds that amount they will write off the remainder. If they are not contracting, the insurance will still pay only the amount they think is a fair charge, less your deductible or copay, and if the hospital bill is more, you are responsible for paying the rest.
What is Amount payable by insurance company for insurance?
This is the amount paid by the insurance company to the doctor. It is the negotiated rate less the amount that you paid in the form of a copay, a coinsurance, or a deductible.
Does a doctor have the right to charge you more than the copay on your insurance?
That depends on 2 factors..1. is your doctor in your insurance company's network if no then yes he/she can charge you up to the billed charges subtracting what if anything your insurance company paid. 2. Is things like labs, x-rays and procedures covered under your copay or do they apply to your deductibles and coinsurance? When in doubt contact your insurance company
I have lost my lower partial. I have UMR dental insurance but can not afford the copay...my dentist has all the info but the last pair was $300 co pay and probably more now...any suggestions?
“I have lost my lower partial. I have UMR dental insurance but can not afford the copay...my dentist has all the info but the last pair was $300 co pay and probably more now...any suggestions?” “I have lost my lower partial. I have UMR dental insurance but can not afford the copay...my dentist has all the info but the last pair was $300 co pay and probably more now...any suggestions?” John Padgett leathie@gmail.com
How old must you be to qualify as a member of the House of Represnatives?
The cost of bypass surgery depends upon if you have insurance with a copay or no insurance or at all. The recovery is generaly about 4 days in the hospital.
What is copay for knee replacement?
That will depend on your health insurance coverage.
Would an individual prefer insurance with a copayment verses insurance without a copayment?
It depends on what other cost-sharing practices the insurance company uses. If the only thing you will ever be responsible for is a co-pay, than it is excellent insurance as most insurances require that you meet a 500-2000 dollar deductible before they will pay anything. So-if you do not have to pay a copay up front but will be responsible for the entire bill to meet your deductible, it would be better to pay a 35$ copay up front everytime you go. Example: you go to the doctors 4 times a year at $200 for every visit Company A- 40 dollar copay for office visit, no deductible, then 100% after ded Company B- No copay, 500 dollar deductible, then 100%. Company A Cost- 40*4=160 Comapny B Cost- 200*4-= 800 you pay 500 insurance pays 300
What is the difference between copay and coinsurance when you have primary and secondary insurance?
A copay is a "set" dollar amount you pay at the time of treatment. For instance, a $35 doctor copay. If you have level one doctor visits, you pay nothing more than the $35 doctor copay. Co-insurance is the percentage you share with the insurance company after your deductible has been met. When you have two policies - your primary insurance will pay first (subject to deductible and co-insurance), and then your second policy starts with the balance left from the primary policy (subject to deductible and co-insurance again). For instance a primary policy with a 5,000 deductible and 80/20 co-insurance of $5000. Your bill for surgery is 6000. You pay 5,000 + 20% of $5000 (1000) = $6000.00 Your balance of your surgery bill is 0
