i discussed this recently with geico. aparently from what they told me in Illinois the only thing a seat belt ticket does to the insurance is take the seatbelt discount off of your policy. do in the discount box the seatbelt discount is no longer displayed. there is no set insurance rate increase.. according to geico.
ask your insurance agent
Yikes! The answer to this question really depends on your state and/or county and/or city statutes. Your best bet is to set it up for a court date. Whether that means you meet with a hearing officer or actually have a court hearing once again depends on your area. You may want to search on-line for Traffic codes and statutes for your state to prepare your case. I would also suggest you contact the court this citation is out of and make an appointment. If you were in the jurisdiction of Salt Lake City I would say you have an excellent chance of getting your citation dismissed. Also, no matter what the citation is for if you use State Farm insurance you may have an argument on your hands with them. I say this because State Farm uses court records to raise their rates. Most insurance companies go by your moving violation record, however State Farm uses a company called Choice Point who reports all citations by searching public court records so even if your citation is dismissed because there was a citation issued you may have to argue with your insurance if you use state farm. I am just trying to get the word out about the corrupt practices of that insurance company because they are ripping their customers off. I hope my answer helps.
PIP means personal injury protection and it is classed as no-fault insurance. This is because it will pay out regardless of who is at fault and will not increase your insurance premiums.
It is the charge, not the ticket, that would be dropped, and the ten days is for the driver to produce proof there was insurance at the time of the citation, not later. If the citation was not issued because of an accident or other moving violation, it is possible the court would dismiss the case, or continue it without a finding, to be dismissed if there are no further violations (usually in 6 months or a year).
yes your insurance will go up because it is a sports car, it will go faster, and it will get you more speeding tickets, insurance companies do not like that.
because in the renewal the rate will probably increase
Yes, actually the largest amount of non renewals for home insurance are due to claims.
The owner of the car. If YOU got a ticket because YOU were operating an uninsured vehicle on a public road, YOU are responsible for the ticket. There may also be a citation for the owner for having the vehicle registered without the required insurance.
Yes, however, in most cases their rates will not increase until you get a driver's license. When you only have a learner's permit, it usually will not trigger a rate increase.
Yes. If it is determined that the accident was your fault, your insurance company will raise your rates. However, the rate increase is often fairly minor. If you were ticketed by the police, it may increase the rate increase because you now have both a ticket and an accident. Your insurance agent should be able to tell you how much the increase will be.
Cash value insurance can be "whole life insurance" or "universal life insurance". There are few differences on how the funds are invested and if dividends can be paid that would increase the cash value, but both types of permanent life insurance can accumulate cash value. There is also a type of term insurance that has a "return of premium" feature that will return all premiums back at the end of the term. This type of term life policy is not actually accumulating cash value because you only get back the premiums you paid.
Cash value insurance can be "whole life insurance" or "universal life insurance". There are few differences on how the funds are invested and if dividends can be paid that would increase the cash value, but both types of permanent life insurance can accumulate cash value. There is also a type of term insurance that has a "return of premium" feature that will return all premiums back at the end of the term. This type of term life policy is not actually accumulating cash value because you only get back the premiums you paid.