The best way to get Insurance on the car is to first go Get a Valid Drivers License. Driving on a supended license is illegal. Driving with no license is also illegal. Trying to obtain Auto insurance seripticously is also illegal except that after you defraud the insurance company you will have graduated to a Felony Fraud Offense. Ever heard of the Bus?,, What about this. Ever heard of a Taxi Cab.? Your license was already suspended because you broke the Law in some way. Maybe when you get pulled over this time for driving your fraudulently insured or uninsured vehicle on a suspended license. You'll get some jail time hunh. If you have the money to buy a car then you obviously had the money to work on getting your license re-instated. You have therfore made a decision to continue breaking the law and will likely be putting other legal drivers at extreme risk.
You really, really shouldn't be driving on a suspended license to start with, so you're one strike down already. Your best hope is to pay the speeding ticket quickly, quietly, and w/o fuss, while hoping that they don't cross check with your license status. If they discover that you were driving on a suspended licence you'd, probably get your suspension extended, and another fine.
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
Follow the steps below to help you get car insurance without a driver's license.Contact insurance providers in your area to obtain insurance quotes. Many insurance companies may not even ask if you have a valid driver's license.Explain to insurance companies, if asked, why you're without a driver's license. If it's because you're under suspension or revocation for no auto insurance, then the provider will likely give you 30 to 45 days to get your license back or the policy will expire.Pass the driver's exam if you're just reaching the legal driving age. If that is the case, most insurance companies will cover you with a driver's permit and then require proof of your license when you pass the test.Take proof of insurance to the court if you're under license suspension or revocation for no insurance, and the court will reinstate your driving privileges. Be aware that you may have to pay a fine as wellShow the insurance company proof that your license is now valid so that you can keep your insurance policy active.Best Wishes
As you give no information as to your location rules for your area are unknown. But if you were unlicenced it may invalidate your insurance if you were driving. In cases like this it is usually best to say nothing. You must have known you should not be driving if your licence was suspended. Seek legal advice or negotiate with the other driver
A motorcycle license is stand alone (at least in TN) you do not have to have a class D license in order to get a class M license. It CAN be an endorsement but you can also have one without the other. The best way to get an answer to your question is to contact your local DMV, takes only a few moments.
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
The best way to keep your license in the state of Georgia or any other state after receiving a ticket for no insurance is to Obtain Auto Liability Insurance. It's the Law. After obtaining your required insurance, contact your local regulatory authority or states drivers license office and ask them if you need your agent to file a form SR22 to have any license suspension lifted. Your insurance agent can file the SR22 for you if one is needed.
Different States have their own laws, rules, and regulations. Your best bet would be to check with your Department of Insurance for your state. Ask for the licensing division. The State I live in would not issue you a license if you had a felony. You can usually appeal these decision of your circumstances warrant it.
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