Another answer:
Creditors cannot garnish unemployment benefits. Write them the hardship letter they ask for and be honest and forthright with them. Many are in the same situation your are, so you're not alone. Locally you may have legal aid societies, counselors, etc. that help people who are "up against the wall". They can give you good advice.
The only thing you can do is talk to the dealer and explain your situation.
A hardship letter will do nothing to "clear up" debt you may have. All it will do is explain your inability to pay. If you must write a hardship letter, state the situation as simply as possible. Keep in mind that details as to why you cannot pay will be important.
He has been unemployed for several months.He had to explain in the job interview why he was unemployed for so long.
Consult with an attorney who can review your situation and explain your options.Consult with an attorney who can review your situation and explain your options.Consult with an attorney who can review your situation and explain your options.Consult with an attorney who can review your situation and explain your options.
Just explain your situation to them and ask them if you can make intrest only payments until things get better. They're usually good about that and they will just tack the payments on to the end of the note.
Call up the company and talk to a counselor to explain your situation. Maybe the amount that you can give them will be lowered or that they will put a hold on your account until you are able to find work again.
You need to consult with an attorney who can review your situation and explain your rights and options.You need to consult with an attorney who can review your situation and explain your rights and options.You need to consult with an attorney who can review your situation and explain your rights and options.You need to consult with an attorney who can review your situation and explain your rights and options.
Frequently, you can contact the hospitals where the surgeries were performed (provided the bills have NOT already gone into collections) and you can explain the financial hardship. They will have form for you to complete demonstrating the financial hardship that you will need to submit along w/ bank statements, income verification, etc. If there is a true need, they may opt to forgive the debts or at least lower them for you.
You should consult with an attorney in your area who can review your situation and explain your rights and options.You should consult with an attorney in your area who can review your situation and explain your rights and options.You should consult with an attorney in your area who can review your situation and explain your rights and options.You should consult with an attorney in your area who can review your situation and explain your rights and options.
You need to consult with an attorney who can review the situation and explain your rights and options.You need to consult with an attorney who can review the situation and explain your rights and options.You need to consult with an attorney who can review the situation and explain your rights and options.You need to consult with an attorney who can review the situation and explain your rights and options.
While there are templates and forms that can be found online and in various software programs to help homeowners write a hardship letter, the best idea may be to discard these aids and write the letter themselves. The hardship letter is the borrowers' opportunity to explain what happened to cause them to fall behind, what they did to fix the situation, and why they are not expected to miss any payments in the future. This could be done more effectively with hard work and reflection, rather than plugging a few details into a template.
1. Explain why email might be the best method in this situation.