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Answered 2015-07-16 19:27:04
No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property.
Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances.
Personal Property coverage excludes motorized vehicles except lawnmowers, Golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.
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Does homeowners cover an unlicensed motorcycle?
Homeowners Insurance does not provide coverage for motor vehicles.
What does catastrophe wind storm coverage for homeowners insurance mean My tree fell on neighbors house about 60mph winds is that considered catastrophe windstorm coverage?
You are not responsible nor liable for Acts of Nature. The windstorm coverage on your policy covers your home, not the neighbors. Your neighbors Homeowners Insurance Policy will cover his damages as stated in the terms of his Policy. It's no different than if his own tree fell on his house.
Does your home insurance cover damage to neighbors cars?
No. Homeowners insurance doe snot provide coverage for automobiles manufactured for use on public roads. That's what Auto Insurance is for.
Should homeowners insurance cover damage to a neighbor's property?
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
Does homeowners insurance cover vandalism to a visitors car in your driveway?
No. Homeowners Insurance does not coverage for automobiles.
What online motorcycle insurance has the most coverage?
There are many auto insurance companies out there. Most of them offer online motorcycle insurance. The best coverage and the most coverage is not necessary to be the same.
Will homeowners insurance cover pet care after a fire?
No, your homeowners insurance would not provide coverage for your pet.
Does homeowners insurance cover slashed tires?
NO. Homeowners insurance policies do not provide coverage for automobiles. That's what auto insurance is for.
Does a standard homeowners insurance policy cover the death of the insurer?
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
Does homeowners insurance cover theft of car from driveway?
Homeowners insurance and Auto TheftNo. Homeowners Insurance does not provide coverage for Automobiles. You will need to file that with your Auto Insurance company if you have comprehensive Auto Coverage.More sNO. That would be something that auto insurance would cover if you had full coverage including theft. Homeowners, does not cover motorized vehicles, except in specific cases.
What is home insurance?
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
Where can I find the best motorcycle insurance?
There are a number of insurance companies which offer comprehensive insurance bundles with home, automobile, and motorcycle coverage. Progressive has this type of coverage.
Does your homeowners insurance cover the theft of your neighbors saw that you borrowed?
In general your Homeowners Insurance Policy is specific to property of the named insured. But it really just depends on the type of policy you purchased and the scope of coverage afforded. It would be a good idea to contact your insurance agent. Your agent could advise you on possible coverage for the stolen property.
Do all major automobile insurance carriers offer Motorcycle Insurance Coverage?
Not all companies offer Motorcycle Insurance. Foremost Insurance and Farmers Insurance offer the best coverage available.
Can you have homeowners insurance without wind coverage?
yes
Does homeowners insurance cover murder?
No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.
Homeowners Insurance?
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
How do you find your neighbors homeowners insurance for liability?
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Do I need to have a motorcycle license in order to obtain motorcycle insurance coverage?
If you are attempting to get motorcycle insurance that means you probably have a motorcycle and should have a license for it. An insurance company will not provide insurance unless you at least have a motorcycle permit.
Can an automobile stay in a homeowners lot with out insurance?
Yes but there is no coverage for the vehicle under the homeowners policy.
Would the homeowners insurance cover medical bills due to an assault?
No. Homeowners Insurance typically do not provide liability coverage for criminal acts. Your medical insurance is a good source of coverage for health care needs.
Is Coverage A included in Section 1 of the homeowners insurance?
Yes
Can you sue the neighbors homeowners insurance for the death of your son out of neighbors negligence and responsibility for a fire?
You can sue anybody you want. Even the President. But in this case, the insurance company did not cause your sons death. You will need to sue the neighbor directly and if he has liability coverage then his insurance company might defend him in the suit.
How much is homeowners insurance?
The cost of homeowners insurance can vary greatly depending on factors such as where the home is located and the type of coverage desired.
Can motorcycle insurance be covered under your parent's car insurance?
No. The "standard" auto policy will not cover a two-vehicle unit. You can get motorcycle coverage with a company. Dairyland used to be one of the primary companies for motorcycle coverage. Check with an independent insurance agent that handles personal lines coverage. Most know the companies that would be suited to write the motorcycle coverage for you.
