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If your neighbor has cut down one of your trees can you claim this as loss to your homeowners insurance?
Wiki User
∙ 13y ago
You would need to file a police report and file a vandalism claim.
Wiki User
∙ 13y ago
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Is removal of trees knocked over onto a neighbor's property by wind during a storm covered by homeowners insurance - no building is involved?
Yes it is covered. If it can be proven that the neighbor was negligent in not removing dead trees that they knew were dead or should have known. In this case the neighbors homeowners insurance would pay for removal under their liability coverage. In most cases each company would pay for the trees on their property.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Will homeowners insurance cover cost of removing dying and perhaps dangerous trees?
Your homeowners insurance policy typically does not provide coverage for maintenance and pruning of your landscape or its associated foliage. This is a maintenance issue and needs to be paid for by the homeowner.
Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?
Yup.
Will insurance cover damage from a tree?
Homeowners insurance covers this. There are many other situations that may occur with trees that may not be at home. Your best bet is to call your insurance provider to be sure.
Will home owners insurance pay to cutt down dead trees?
no - homeowners insurancce doesn't cover preventive maintenance
Can homeowners insurance cancel due to house needing painted?
Insurance companies can cancel you for a large variety of issues. These include debris, broken down cars, moss on the roof, need of paint, weeds, trees touching the house and others.
Does homeowners cover tree damaged by hurricane?
Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.
If my neighbor's tree falls on my house who is responsible for damages?
Fallen Trees and Home InsuranceFortunately, In the United States at least, no one is held liable for acts of nature. If a tree fell on your property whether from your yard, your neighbors yard, blown in from from some national forest down the street or some other yard due to a natural occurrence,Your own Homeowners insurance will cover damages to your own property.If your neighbors property also sustained damage, Likewise the neighbors insurance would cover damages to the neighbors property.You also may be covered under your own homeowners policy for debris removal depending on the circumstances and on your insurance coverage.In almost all cases in the U.S. barring some proven negligence it is our own responsibility. The average homeowner is not expected to be an expert on trees.Bear in mind, these rules may be different in other countries.AnswerThat depends on what caused the tree to fall. The mere fact that it was the neighbor's tree is not enough to create liability for damages on the tree owner. Trees can fall through no fault of the owner's, such as in a hurricane. In order to be able to hold the neighbor liable for damages, the homeowner must show that the treeowner's actions somehow contributed to it falling.
Are costs to remove fallen trees covered on homeowners policy?
It depends on what kind of policy you purchased, Some will provide coverage for debris removal while others do not. Contact your insurance agent to determine what scope of coverage you purchased.
Lowering Insurance through Tree Removal?
Homeowner's insurance can cost thousands of dollars every year. Luckily, there are several simple and effective tips for lowering homeowner's insurance premiums. One of the most expensive types of insurance is wind / tree damage insurance. High wind, hurricanes, and tornadoes can strike almost anywhere without advance warning. Old trees, overhanging limbs, and very tall trees can cause extensive damage to a home and adjacent property. By using a tree service to remove dead and very tall trees, homeowners can request a discount on insurance premiums. Tree removal can pay for itself in reduced insurance premiums in only a few years.
