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What else can I help you with?
Does home insurance usually cover repairs to storm damages?
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
Will homeowners insurance pay for mold removal if it was caused by insulation in crawl space?
mold cannot be caused by insulation - likely location of insulation and cause of moisture will need to be determined for coverage analysis - contact your agent
What type of insurance coverage is available for home repairs?
Homeowners insurance typically covers repairs for damage caused by specific perils such as fire, theft, and certain natural disasters. However, it may not cover general wear and tear or maintenance issues. Home warranty plans can also provide coverage for repairs to major appliances and systems in the home.
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Is scabies covered on homeowners insurance?
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.
What are the benefits of homeowners insurance for individuals who own property?
Homeowners insurance provides financial protection for individuals who own property by covering costs related to damage or loss caused by events like fires, theft, or natural disasters. It can help pay for repairs, replacement of belongings, and liability claims, offering peace of mind and financial security.
Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?
Yes, but you would have to pay what your homeowners deductible.
Will homeowners insurance cover bat removal?
Depends on your policy! Check with your agent. Mine covers removal of guano, repair of damage caused by bats, but NOT the removal of the bats themselves. Subject, of course, to normal deductible. Fortunately, my bat exclusion estimate breaks that stuff out already so it helps for me.
Will homeowners insurance policy cover black mold removal?
Since the mid 1990's, All homeowners policies exclude coverage for mold, mildew and fungus. This is generally considered a maintenance issue or lack thereof unless the mold is resultant of a loss caused by a covered peril. Some companies do offer a mold coverage endorsement for an additional premium payment that can be added to the Homeowners insurance policy.
Will homeowners insurance cover a fire loss caused by the homeowner?
Accidental, Yes. Intentional, No
