If your teenage daughter is getting her driver's permit not her license does she have to be added to your insurance?
no, she doesn't have to until she gets her lisence.
No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local and regional insurers will have no problem with it.
If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?
If you have a drivers license in two different states and your insurance company only has one drivers license can they find out about a ticket on the other one?
Yes, if they run your information through the interstate system. When you apply for auto insurance, the insurance company checks your driving history via your name/dob/social security/drivers license number. The insurance company can see tickets/accidents recorded in other states and will base your insurance rate upon your driving history. If you have a drivers license in two different states, you are committing a crime in at least one state.
You're eligible (even required) to get auto insurance as soon as you get your license. SInce you are required by law to be insured to drive. What will matter in regards to the length you have your license will be be how much you pay for insurance as they will charge higher rates for newly licensed drivers.
You have a good track record with regards to your drivers license and if you had an accident with an expired drivers license and renewed it the next day after the accident will the insurance pay out?
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.