No. Speeding tickets are issued to the driver not the vehicle.
The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.
Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.
No. In fact I just got a 180$ speeding ticket in Texas and they didn't even check my insurance because it was an out of state vehicle. However, if they ran your insurance when you got pulled over (out of state vehicles sometimes they dont) then it will be reported to your insurance.
If you're speeding, then you're speeding, and you can get a ticket for it. The fact that you were passing another vehicle is beside the point.
Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.
It can affect: 1. Your insurance premium (for your own vehicle, or your parents vehicle if you are on their policy. 2. Your employers insurance premium (if you drive for work) It will NOT affect: 1. Your friend's premium, unless you are scheduled as a driver on the policy
If the violation shows on your drivers transcript, the insurance company has the ability to charge a surcharge points or not. Not all motor vehicle violations carry points.
Only if getting the speeding ticket means that you are disqualified from driving AND you need to drive to do your job.
Speeding is never permitted, at least not in CT.
No. If you are caugh speeding, they will note down your registration plate and the VIN (Vehicle Identification Number).
When a speeding citation is given, it is given to the driver... not the owner of the vehicle nor the person (or company) who is insuring the vehicle. Therefore, the driver's insurance and driving record will reflect the charge. If this person was driving a company vehicle (and therefore insurance paid by the company) then the companies insurance policy COULD be affected but not always. The cost of corporate insurance policies that cover multiple vehicle and/or drivers are determined by many factors such as # of vehicles, types of vehicles, company claim history, # of drivers and ages there of. Most companies must report their drivers information to the insurance company which will then check the drivers records which will then allow the insurance company to 'rate that driver' and asses a cost for insuring that driver. Some companies will refuse employ drivers with too many moving violations... or not let them drive company vehicles. I hope the answered your question.
Very few. Almost all insurance companies will not approve a driver with more than two speeidng tickets on his record. This applies to any business, not just trucking companies. It is not the company, it is the insurance carrier. It always pay to contest a speeding ticket if you drive a company vehicle.
Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.
The cost for insurance will be determined by the location of the vehicle as well as the type of vehicle.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
Many auto insurance companies offer commercial vehicle insurance. For example, Geico offers commercial vehicle insurance. You can talk to your local agents too.
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
Yes you can cancel it. But if you have vehicle then you should have vehicle insurance.