Keep in mind that in many states it is a felony to leave an animal alone in a vehicle.
The repo man is responsible since the animals are in his possession. The vehicle should not be taken with the animal still inside, if a living animal is inside, the person executing the repossession must contact the owner before moving the vehicle.
The owner of the vehicle can press animal cruelty and endangerment charges against the tow company. You cannot leave any animal without proper care. It's neglect. They can also be charged with theft even if they place the animal in a cage but don't return it to the owner. They can also be charged if they just let the animal free in the street.
A contributor charged one man with endangerment and cruelty after he trapped a cat in a cage and left him there for 24 hours without food and water. He paid $500.00 in fines plus court costs.
If an animal is taken with the vehicle (not supposed to) then call the Police and the SPCA. File charges against the tow company and the driver. The SPCA will also file charges. The Lender is ultimately responsible for the repossession and how this is executed but the tow company and employee is legally responsible as well .
Explain nicely to the PD about the pets and how that's all you want to get out of it. The humane part should go over good but if you stray from that, they will likely tell you ' its a civil matter, wait till Monday morning and call the lender'., in that case inform that you wish to file charges for animal cruelty and endangerment, do it and call the SPCA. Be sure to explain why the animal was inside the car.
The owner of the car (person(s)) who took the loan on the car are responsible
No. Absolutely not. If they enter a vehicle they do not have an order of repossession on, they've committed a crime. They may enter the vehicle they are there to repossess, and only the vehicle they are there to repossess.
Surrendering a vehicle, in a financial sense, means that it is being repossessed and it is being given back to the finance company. The company will usually send someone to collect the vehicle.
This is in reference to a vehicle being repossessed, usually due to non-payment.
The dealership is not involved unless the vehicle is leased. If the dealership has repossessed a leased vehicle, it is gone; you will not get it back. If the vehicle was being purchased by loan and the lender has repossessed it, you may get it back, but you have to balance what you would owe against what you do owe. To recover a repossessed vehicle, you may have to pay the following fees: * Past due balance * Any late fees associated with the delinquency * Repossession fees * Storage fees * Legal fees * Court costs * Recovery fees (the cost associated with processing the paperwork to return the vehicle to you). However, if you do not retake possession of the vehicle, you will still be responsible for most of these additional costs, and you will have nothing to show for it.
Bank or loan company who repossessed it.
IF the loan is perfected, it can be repossessed. If you have signed a loan contract with the vehicle specified as collateral for that loan, it can be reepossessed if the loan is in default.
If the repossession occurred in a state that does not permit self-help repossession, report the car stolen; it cannot be legally repossessed. Louisiana and Wisconsin are two of these states. If you can show legal possession of the vehicle, and on time payment, report the car stolen. It cannot be legally repossessed in any state unless the debt is delinquent. If you do not wish to involve LEO's immediately, contact the private party who "repossessed" the vehicle and explain that if it is not returned within a reasonable amount of time, that you will report the vehicle stolen and give his name as the party responsible. There is no legal "personal reason" for repossessing a vehicle.
Sometimes its easy and sometimes not. Dont go out of your way to do it. It will get found.
There are certain strict procedures that an automobile repossessor must follow when he is repossessing your car. The repossessor must notify the police that such vehicle is being repossessed, you did before or after the repossession has occurred. In either case, the police should know right away that the vehicle was repossessed. If this is not the case, then the vehicles like to have been stolen.
Before doing that, you should go to your bank and explain your situation. They might be able to take over the loan at a lower interest rate. That way your payments may become smaller. If that doesn't work, maybe call whoever has your laon and explain your situation, see if there's anything they can do. * No. Bankruptcy should be the last resort for a debtor. Be that as it may, bankruptcy will not keep a vehicle from being repossessed or the borrower for being responsible for the loan. Secured property such as a vehicle are not dischargeable in bankruptcy.
Yes. In all states, the operator of the vehicle is responsible for the vehicle's being in lawful compliance of all motor vehicle regulations regardless of who owns it.