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Answered 2007-01-04 22:08:18

If any agent tells you that your wife's pre-existing pregnancy is covered, get it in writing. Twenty-three years ago, I wound up paying the whole bill for my first child's delivery when my wife's employer changed insurance companies. The new company said they were not required to pay for pre-existing conditions. To this day, I think we got hosed, but that's water over the dam. Don't let it happen to you.

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