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In Indiana can a car lot repo your car and make you pay for the car without selling the car?
Wiki User
∙ 13y ago
I grew up in Indiana. In the mid 90's I bought a real fine piece of equipment off a junk lot in Indianapolis. After fighting with it for a few months, I told the finance company to come and get the heap. Three months later the sherrif showed up to repo it and I finally got it out of my driveway. However the collections on that thing got sold and sold and they tacked on more and more until what'd been originally around a 7k car was more than 14k by the time I put it on my bankruptcy in 2003. So yes, they can certainly come after you for whatever they say you owe on it, even though it ain't right.
Wiki User
∙ 13y ago
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In a private transaction in California can I without a repo service repo a used car from the buyer who didn't make payments?
Only if you put a lien on the title
Can repo carry a gun?
Not without a license to do so. Being a repo man does not grant the authority to do that.
Is there a place to find rules and regulations for repossessing vehicles in the state of Indiana?
If this is a contract sale of a motor vehicle, then Indiana Code 26-1-9.1-609 "Secured Party's right to take possession after default". In Indiana - self help repossession is permitted as long as there is no breach of the peace. WHOOPS - you want to be a repo man. There are no specific licenses for repo in Indiana. You'd have to check with your insurance company about bonding. The private detective field and repo field are closely related. You might check with the Indiana Secretary of State, Indiana Attorney General's office or you can call Indiana Professional Licensing Agency 317-234-3040 but that is mainly for PI work license.
What legal rights does a person have in a Car repossession in Indiana?
From personal experience, you do not have to be notified, but you do have to legally be notified of intent to sell vehicle, it has to be sold for a reasonable amount and they cannot enter a garage to repo. It's best to google repo in Indiana in order to obtain accurate information.
What are the hours at which a repo company can make personal contact with you in which it will not be considered harassment in Indiana?
Collection/bill collectors can not contact you after 9:00pm. Repo guys are different they are not under any laws for collections. They can come to your house/ work day or night to get what they want. They are contracted out by the fininace company.
Can a dealer repo withOUT a sales contract?
Yes, if the Lien Holder of the vehicle gives them permission to repo.
Can you get an apartment with a car repo?
Q:Can you get an apartmet with a car repo? A: All apartments come without a car repo option. Sometimes you can negotiate utilities, however
Can a repo take my car out of my garage?
No, repo persons can not enter your residence without permission and an attached garage is your property.
How can you stop a repo?
The #1 best way to stop a repo is to PAY YOUR NOTES or make arrangements with the LENDER. The lenders starts the repo, they stop the repo. Pay your bill.
If creditor received a judgment and you make arrangements to pay the bill can the creditor still repo your car?
"debtors" can never repo cars, LENDERS can, even after you make 'arrangements". As long as you are in "default", they can repo.
Can a repo man make physical contacts to the debtor's place of employment?
They cannot make contact ith the person, BUT they can repo the auto.
Does anyone want to buy our repo trucks?
If you are interested in selling repo trucks, you can place an ad in the local newspaper, EBay, Craigslist, or put up flyers around your neighborhood to attract buyers.
