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Only in community property states, also authorized user is just that, now if you signed as co-applicant than yes.

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Q: In Massachusetts is the wife responsible for her husband's credit card if she is an authorized user of the credit card?
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If you are an authorized user on your husbands credit cards and you are getting a divorce can you be sued for the balance if he is incarcerated?

No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.


If you are an authorized user on a credit card and the holder files bankruptcy are you responsible for their balance?

No, authorized users are not responsible for debt incurred on such an account.


If you have a credit card only in your name will it affect or show on your husbands credit report?

No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.


In NY state are you responsible for credit debt when your father or mother pass away even if you are an authorized user?

No. Authorized users are NOT responsible for credit card debt, regardless of the state of residency.


In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?

No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.


Is a Delaware spouse responsible for her dead husbands credit card bills?

Yes


When a vehicle is purchased on credit for a husbands company by his wife and the husband does not make the payments who's responsible?

The wife is responsible as she was the one who signed the credit contract.


Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?

if you are an authorized user on the card then you are responsible for the card too. so yes they can


Is the wife responsible for husbands credit card bill?

No. The husband of the family is responsible for everything that happens to or by the family members.


In Oregon is a wife responsible for her husband's credit card debt if she is not a co-signer or authorized user of the credit card?

No.


In Massachusetts is a surviving spouse responsible for deceased husbands credit card debt?

Indirectly. The estate of the deceased husband is responsible for resolving all of his debts. Since the widow is going to be the primary beneficiary of the estate, she will inherit less because the estate has to pay the debt.


If your spouse files for Chapter 7 and you are an authorized user of her credit cards are you responsible too?

An authorized user is never responsible for credit card debt. However, if the married couple live in a community property state they are in general terms both equally responsible for all debts.