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2009-01-13 16:44:43
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Q: In Washington state what parent is responsible if 16 year old without insurance is in accident?
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When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?

You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!


What happens if the car you borrowed was in a car accident and has no insurance accident happend in state of Washington?

You and the owner will be sued for damages, hopefully there were no injuries because if there are, your life as you now know it will be over. There is nothing more reckless than to drive a car without insurance....


Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?

Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.


What can one do if they are in a car accident and have no insurance?

It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault.


Can I drive without vehicle insurance?

Yes, it is illegal to drive without insurance or without having sufficient insurance in Arizona. You will have 30 days to provide proof of insurance following an accident.


If you have liability insurance and cause an accident can you be sued?

yes you can with or without it


Driving without insurance in Florida and got into an accident?

Yes.


Will your auto insurance policy be voided if you loaned your car to a friend without knowing his license was suspended and he got into an accident?

It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.


Can a 16 year old drive without insurance if they have a permit?

NEVER. Not only is the teen required to have insurance, but if he or she were to cause an accident then you (the parent) are responsible for the financial implications of an accident - bodily injury and/or property damage of the other party (and, no, your personal liability or umbrella policy will not pay those expenses for you).


Why you need car insurance?

The reason you need car insurance is for protection for both you and other parties. Without insurance, if you were involved in an auto accident, you would have to take the responsible party to court, which cost you time and money. Insurance covers this cost, as well as it finicially protects you. if you were found at fault for an accident, and did not have insurance, you would be responsible for all the damages and medical expenses for all parties involved. This could end up costing you several thousand dollars, which most of us could not afford. Insurance covers this cost, as well as insures that if you are injuried in an accident that wasnt your fault, that you are fully compensated for your injuries


What could be the consequences of an accident if you had no insurance in California?

In California, the law is, if you in fact have an accident in California without insurance, and the dmv finds out about it, your license will be suspended for 1 year.


If you don't carry insurance on your car because it was recently totaled and a salvage title has been issued and someone without insurance on this car drives it and has an accident who is responsible?

You, the owner, are responsible for providing proof of insurance and ownership AT ALL TIMES! Even if it means requesting a faxed copy BEFORE driving the vehicle. If the other person has an accident, the liabilty/fault should not be in question, not where the title was. Insurance is effective still, but a fine could result in not having the proof.

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