It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?
In California, the law is, if you in fact have an accident in California without insurance, and the dmv finds out about it, your license will be suspended for 1 year.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine.
With a suspended insurance license, I would not because you will be breaking a law. With a suspended drivers license you can sell insurance.
Your insurance rate goes sky high.
It all depends on her insurance cover
There are legitimate reasons why an insurance company would deny a claim. If you were in the accident as the result of an illegal act for instance, you had no license or a suspended license, etc.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
Until you obtain auto insurance and prove to the court that you are now insured.