As Far as I know typically the person who rear ends the other person is typically At Fault.
As a rule of thumb, the responsible parties insurance carrier in an automobile accident would cover tow charges to the other parties vehicle (as well as the tow charges for your vehicle, providing you carry collision coverage), and the "clean-up" is usually performed by the tow company. Therefore, the responsible carrier would be responsible for the charges. Otherwise, they could be liable for addition accidents or damages caused from the debris left behind.
The driver responsible for the accident is always at fault. However, Both parties are usually found at fault in this instance. This is generally called Joint fault.
Both parties will lose their license if a police report is taken. Both parties are still responsible for all damage incurred or injuries.
If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.
If both parties that are involved in an accident have the same insurance, the party who is responsible for the accident would have to pay. Even if they are on the same insurance plan, it is like both of them paying.
If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
If you are in an accident in a rental car and you are not listed as the driver, you will be held personally responsible for all costs incurred for both parties. This would apply whether you are at fault or not!
If the rental coverage is included in your policy, probably. However if the other parties insurance is accepting responsiblity for the damage then I would be asking them for a rental.
no, because sometimes the other person cause the accident.
A criminal charge/conviction for failing to stop or hit and run. In the UK if there is no injury associated with the collision, the parties involved should stop and exchange names/ insurance details. If there is injury then again you are required to stop and exchange details and also call the police or inform them regarding the accident withinf 24 hours.
No - auto insurance is not the same as a warranty. Insurance protects you against claims by other parties who may be injured by your bad driving, and, if you carry collision insurance, helps defray the cost of repairing your car after an accident.