Best Answer

Be Careful... These Utilty trailers are unsafe as they have a habit of comming uhiched if you do not know what you are doing. Please Go to for more.

In addition in my State you need to have either two reflectors or 8 feet of reflective tape on the back because the lights do not always work. So if you do not have tape or reflectors on the back in Virginia you can be subborgated against.


You would have to check your policy (see disclaimer notice below)...

Your insured car means: The vehicle described in the Declarations of the policy or any private passenger car with which you replace it. You must advise your insurance company within a specified period mentioned in your policy of any change of private passenger car or utility car.

Any additional private passenger car or utility car of which you acquire ownership during the policy period. Provided that you notify your insurance company within specified period mentioned in your policy of its acquisition.

Any utility trailer: a. That you own, or b. While attached to your insured car.

Any private passenger car, utility car or utility trailer not owned by you or a family member while being temporarily used as a substitute for any other vehicle described in this definition because of its withdrawal from normal use due to breakdown, repair, servicing, loss or destruction.

Disclaimer notice: Above mentioned terms and definitions are not intended to replace or be the exact explanation of the definitions or conditions of your policy, they are merely for general information purposes. For exact definitions and conditions applying to your auto insurance, please refer to your auto insurance policy agreement.

User Avatar

Wiki User

โˆ™ 2015-07-16 19:25:54
This answer is:
User Avatar
Study guides

Add your answer:

Earn +20 pts
Q: In an accident involving a truck and a utility trailer would the trailer be covered by the auto's insurance or does it require a separate policy?
Write your answer...
Still have questions?
magnify glass
Related questions

Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?


What is No-fault Insurance, and can I get it for my entire family with Allstate?

no-fault insurance Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you.

If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.

If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.

If a car is stolen and has an accident are the vehicles hit covered by insurance?


Who gets paid in car accident?

Everybody covered by the insurance

If you have an accident and then reinstate your insurance are you covered?

If the accident occurred after your policy lapsed and before reinstatement, no, it won't.

Get into an accident without a license will your insurance cover it?

If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.

If you agree to an accident settlement with the insurance company can you sue the business that was involved and covered by the insurance provider?


What topics are covered on a car insurance forum?

A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.

Is comprehensive insurance covered with liability insurance?

No, it's a separate coverage that you may purchase.

Will my car insurance cover this accident in new jersey?

Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.

People also asked