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Taking property that you don't have a right to possess is generally theft. (And accusing someone of theft, who had a right to it, is probably illegal...at least as filing a false police report).

If you have failed to make payments as agreed in your loan, generally, the lender can take possession back as a step in the process of getting ownership.

Read your loan agreement...it probably spells out what you agreed and signed to...and it probably says...if you don't make payments...for any reason, the lender can take possession. There may well be some other things about how they may advise you of your default, and how you could take corrective action before repossession or correct an error. (Like correcting an accounting error as when they say you didn't pay but you have receipts proving you did. But you agreed to have the responsibility to act).

If you purchased a car at a "we tote your note" type place, since they maintain ownership/title of the vehicle until the loan is paid off (it remains their car)...and the agreement normally only gives you the right to possession as long as you timely make the payments...if your late on a payment, they can take possession.

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Q: In what instances could a repo be considered a theft?
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Related questions

In Oklahoma can you be arrested for hiding your automobile from a repo man?

Yes it is considered as grand theft auto


Can a repo man take property other than that used for collateral?

No. If they do, that would be considered theft and that is obviously against the law.


Can a person impersonate a repo man?

Answer to Impersonating a repo manAnswer to "Can a person impersonate a repo man?" Not if you want to go to jail for grand theft-auto larceny or willing to be shot and\or killed.


Can you be arrested in ga for hiding a car from the repo man?

Yes, you can be arrested for theft.


What can police do if an unlawful repo is reported to them?

An unlawful repo is a theft. Hence it would be handled as such. But most repo companies have the documentation to show they have the right, whether you feel so or not, to take possession of the vehicle. In fact, in most jurisdicitions they advise the police of it before, or right after, attempting the repo. What good would an unlawful repo do someone...they couldn't get title?


Can they issue a warrant for a repo car in South Carolina?

They can issue a warrant for a repo if they have gone to court and determined that you are trying to steal the car. They would have to file theft charges against you first.


If your car is in the driveway with a Club on the steering wheel or other source of intentional imobility can a repo man still take the car?

YES.Clubs are designed to prevent THEFT. Repossessions are NOT theft.


You want to repo your own vehicle from an ex-boyfriend?

If the car is in your name, why "repo" it? There is a cost involved with hiring someone to get the car. Try the local sheriff's department. If your ex has a vehicle titled to you with out your consent...it is theft.


Is it legal to take your car back from title loan company after repo?

You're talking about trying to repossess it from the repossessor? Short answer, no. You're committing theft - possibly grand theft, depending on the vehicle's value. But the repo agent coming to repossess your car isn't commiting theft. Double standard? No. The thing of it is, it is NOT your car - the lienholder is the sole rightful and legitimate owner of the vehicle. The repo man isn't taking your car away - he's reclaiming the lienholder's property after you failed to meet the terms of the finance arrangement.


Is it against the law to hide your car from repo man?

it is against the law. to have a car when you are behind on your payments, is a criminal offense. it is considered grand theft auto, which while a video game, is not a game in real life. it is a criminal offense. a first degree felony.


Can you you get a warrant for your arrest if you do not go to court for a repo?

Not really enough info given in order to answer. If they have your car, why would you have to go court? HOWEVER - if you are concealing the car from being repoed and were subpoeanad to court because of that, you could be in trouble because now you could be charged with auto theft.


What can you do when a repossession company will not return your personal belongings unless you pay a charge and will the police help you in getting your things back?

It depends on which state you live in, so check the law. In Florida, anything inside a towed or repossessed car is still the property of the owner. The repo company may have a right to take back what property they own by default (in this case, you car for non-payment); however, they have no legal right to keep your other property or charge you for its return. That is considered theft. You can call your local PD or courthouse and they can tell you what to do. If it is considered theft in your state, call the police and they will respond to the repo company to help you retreive your property.