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Sun America is a marketer and distributor of annuities which are underwritten and issued through AIG except in New York where they are underwritten and issued through The United States Life Insurance company in the City of New York (US Life). Sun America can not give any legal, tax or accounting advise. They are sort of a middle man for the abovementioned companies, therefore one can assume they make money from their efforts to market these products. This type of situation lessens the amount of money available to the owner of a certificate. The ratings for such a company would have to lie with the original issuers of the contracts and not Sun America. If you want AIG then buy from AIG, if you want US Life then buy from US Life and cut out the middleman, however shop around. There are many great companies out there to compare against these two companies and then after doing your comparison make your choice to what best fits your needs.

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Q: Is Sun America Annuity and Life a good company?
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