Sun America is a marketer and distributor of annuities which are underwritten and issued through AIG except in New York where they are underwritten and issued through The United States Life Insurance company in the City of New York (US Life). Sun America can not give any legal, tax or accounting advise. They are sort of a middle man for the abovementioned companies, therefore one can assume they make money from their efforts to market these products. This type of situation lessens the amount of money available to the owner of a certificate. The ratings for such a company would have to lie with the original issuers of the contracts and not Sun America. If you want AIG then buy from AIG, if you want US Life then buy from US Life and cut out the middleman, however shop around. There are many great companies out there to compare against these two companies and then after doing your comparison make your choice to what best fits your needs.
Allianz Life Insurance of North America has been a leading company for many years.
Western National Life Insurance Company (NASDAQ: NWLI) was upgraded recently to an "A" (excellent) rating from "A-" by A.M. Best Company based on a conservative investment portfolio. WNLIC holds "A-" (strong), "A1" (good) and "A+" (strong) ratings from Fitch, Moody's and S&P (respectively). Despite AIG ownership, history and recent reports suggest that your annuity is quite safe with WNLIC and that you should not worry about the organization's ability to pay.
Fees are higher in a Variable annuity than they are in say a fixed Index Annuity.
Annuity rates are a tricky topic. Annuity rates have been fluctuating the past few years. Ever since the recession hit, the annuity rates have been rising and there is hope that will continue to. Based on the current market , an annuity rate that is between 8% and 15% is considered a good annuity rate.
A Vanguard variable annuity does seem be a good investment in the current market. As with any investment, there are no guarantees of profitable returns.
Allianz Life Insurance of North America has been a leading company for many years.
Preneed life insurance is a specialized form of life insurance or annuity used to fund the predetermined expenses of a funeral. It can be helpful.
Variable annuity is good for a person looking for long term invesment options if they are wanting to retire in the future. It is a great option for that, but it may not be the best option for a life insurance policy. However, there are some reliable variable annuity life insurance companies like Valic.
Western National Life Insurance Company (NASDAQ: NWLI) was upgraded recently to an "A" (excellent) rating from "A-" by A.M. Best Company based on a conservative investment portfolio. WNLIC holds "A-" (strong), "A1" (good) and "A+" (strong) ratings from Fitch, Moody's and S&P (respectively). Despite AIG ownership, history and recent reports suggest that your annuity is quite safe with WNLIC and that you should not worry about the organization's ability to pay.
Fees are higher in a Variable annuity than they are in say a fixed Index Annuity.
Call the last company that had the annuity. Give them all the info you 'know'-his full name, your name, relationship, etc. Don't have the number to company but remember the name of the company? Google it, for (example) "annuity companies + [state-your state...] ... " should get you going in the right direction. If that doesn't work, in EVERY state NO company can sell an annuity unless they are registered with that states 'department of insurance'. Go to your states department of insurance website . . . Once you get in touch with a live person, looking up 'any' account and checking if it is still valid is "easy". You'll get your answer then. Good enough ?
There are many products that the company called "Life is Good" sells. The products that the company "Life is Good" sells includes sweatshirt and sweatpants.
The Allianz variable annuity is good for anyone wanting to prepare for their future or protect their retirement. A Allianz annuity is great for market growth and deffered taxable income.
Look at the answer to "How does Market America Work?"
A Vanguard variable annuity does seem be a good investment in the current market. As with any investment, there are no guarantees of profitable returns.
Annuity rates are a tricky topic. Annuity rates have been fluctuating the past few years. Ever since the recession hit, the annuity rates have been rising and there is hope that will continue to. Based on the current market , an annuity rate that is between 8% and 15% is considered a good annuity rate.
An immediate annuity calculator will help determine your income when your annuity comes due. Find a reputable place to help plan your future. www.fidelity.com is a good place to reserach.