yes because they take you from place to place and no because they sometimes break down
The age of the vehicle is not a factor in liability coverage. The number of annual miles driven is a factor. This is because the risk of an accident occurring increases in proportion to the amount that the car is driven.
The personal liability portion of your car insurance is for damage you may cause to others. The collision portion of your car insurance is for your vehicle. If your vehicle is very old, with lots of miles and is not worth much, you may consider not getting it.
The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.
You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.
Bodily injury liability and property damage liability.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
liability.
no
No, that is for when you hit someone else.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
no it does not, liability covers only the second party.