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The personal liability portion of your car insurance is for damage you may cause to others. The collision portion of your car insurance is for your vehicle. If your vehicle is very old, with lots of miles and is not worth much, you may consider not getting it.

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Q: Is collision car insurance more expensive than liability only?
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Related questions

Is a car insurance policy cheaper if you don't add collision?

Yes, absolutely it is more expensive! Collision is the more expensive part of any auto insurance policy.


Indiana requires liability insurance coverage of how much for injury or death of two or more people in one collision?

$15,000


What type of insurance must you have on a vehicle with four or more wheels?

Automotive liability insurance is required an almost all states, this insurance will cover damage your car does to other cars and people, if you are at fault in a collision. Full coverage insurance covers damage to your car if you are at fault, as well as provide liability insurance.


How much is liability insurance?

The cost of liability insurance can differ, and depend upon a number of factors. It is more expensive for people who are younger and have not had their license a long time, and could also depend on which company you have.


Does cheap car insurance protect me?

It depends on the state and what your needs are. Some insurance companies have basic coverage that will cover collision while others that are more expensive offer more coverage.


Will having a swing set make my homeowners insurance more expensive?

In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.


Is auto insurance cheaper than other insurance?

The only answer one can give on this is 'it depends'. Usually it is more expensive than homeowners insurace, but less than workers compensation or liability insurance on a roofing contractor.


Do Pennsylvania car insurance laws require you to have collision?

Yes they do. You will have to get at least get collision insurance if you want to drive a car in Pennsylvania. More insurance is good though.


What is a cheap liability car insurance in California?

California has a minimum insurance policy in regards to liability. The minimum liability insurance in California is $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and $5,000 for damage to property. If the insurance at one company is too expensive, try shopping around at different insurance companies and ask what types of discounts you may qualify for.


Where can you find out more information about insurance liability?

Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.


What type of car insurance does Liberty Mutual offer?

Liberty Mutual is a company which specializes in tax assistance, insurance, and other financial services. Liberty Mutual offers liability insurance, collision insurance, and comprehension coverage auto insurance policies. More details for the types of insurance Liberty Mutual offers may be found on their website.


Which insurance companies offer construction liability insurance?

Some insurance companies that offer construction liability insurance include Goodman Insurance and Progressive. You can learn more about these companies and their insurance plans at their official websites.