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If a debt is not listed in your bankruptcy, it is not a matter of public record. Only those debts listed in the bankruptcy are can be brought up in public records.

The above has several problems: Many debts are a matter of public record, regardless of if you are in BK or not. For example a mortgage is listed on public records. Any debt that becomes a lien is a matter of public record. A repair/builder that works on the property may file against you/it until paid. Your credit record, while commonly available to many, is not officially a public record....but what difference to you? Any debt, heck just about anything (your marriage, divorce, death , lots of things) become matter of record. If I as want to protect my rights and let everyone know I have them - I can make it a matter of public record by having it recorded at the recorders office. (Leases regularly are - giving notice that you have an occupancy claim to something).

Bankruptcy debts are a matter of the case record in the Bankruptcy Court you filed in, but not in the standard sense of public record. (In other words, while your filing BK may or may not become on file as a matter of record somewhere other than the court, the other record will NOT contain the specifics of it. Just that it exists, and then the details can normally be gotten from the BK court).

Most importantly, by what your asking - you may be missing the big thing: If you have a debt and you don't reveal it under your BK filing - IT DOES NOT GET DISCHARGED and in fact, as you have sworn to the court you ARE swearing and telling them about all your debts AND assets, you can have many more problems. Eve criminal (judges don't like to be lied to). And because the court may then have provided improper dismissal or incorrect payoffs to creditors - the entire ruling will be reversed. This happens regularly.

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Q: Is a debt not listed in your bankruptcy a matter of public record?
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