No. Once the policy plan expires there is no more coverage for treatment of any disease.
Yes if the illness is covered on the plan policy but it will not be covered after the policy expires. Your question asks are health insurance companies "responsible" for illnesses diagnosed" before the policy expires. Actually they are not "responsible for the diagnosed illness. They are required to honor the details of the plan policy as to what they will cover for a treatment billed by a medical provider IF it is not an excluded treatment.
Some Health insurances cover preexisting illness.
That you are covered by a health insurance policy, meaning that you have an insurance company that will pay certain amounts for certain physical problems, illnesses, accidents, operations, medications and so on.
Cobra Health Insurance is relatively cheap compared to that of other insurance companies. However, cobra insurance expires after only eighteen months therefore forcing their customers to find someone else.
The difference between regular health insurance and major health insurance boils down to coverage. Regular health insurance covers basic procedures such as check ups, minor illnesses and minor injuries. Major health insurance is purchased when one wants coverage for more serious health conditions such as broken bones, serious traumatic injuries and cancer treatments.
Liability is when you or someone or thing is liabile for something that they did or are responsible for . Yes it is possible for health insurance to have liability .
You are responsible for your own medical bills.
Health Insurance claims are bills for health care services. Generally your doctor will have a medical billing specialist that taken down your insurance information. He or she will them bill or charge your insurance company for the portion they are responsible for.
There are some insurance that are specifically designed for people with chronic illnesses. However it is very prohibitive and will cost you much more than regualar insurance.
Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.
This is due to the fact that tobacco-related illnesses are responsible for the bulk of health care claims that cost insurance companies BILLIONS of dollars (or whatever they use in Canada for money) Each and EVERY YEAR.
Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?