Want this question answered?
yes
he died by falling off a ladder.
Something is happening in your real life that you feel is out of your control.
Yes. Normally up to 10% of coverage c (Contents) are covered off premises.
Homeowners insurance would cover repairs for the cabinets if they fell off the wall as a result of a covered peril on your policy such as Fire, wind, hail, etc. If your cabinets fell off the wall because they were poorly installed or just old, then no, that would be a home maintenance issue.
Falling off a ladder, stubbing your toe on concrete walkway, spilling a drink on the floor, breaking dishes and glassware on the floor, falling down, etc.
1. Slicing hand with knife. 2. Falling off a ladder. 3. Slamming car door on arm.
At least 30000 are hurt each year, and 6000 die.
It's liability insurance for a business. It contains a bunch of stuff a homeowner's policy, or a motorist's policy, would not. A restaurant would be covered against choking, food poisoning and adverse food reactions. My company is insured against someone falling off the loading dock.
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
To quote good ol' JR, how can you fake falling off a 20 foot ladder?
Home accidents are any accidents that occur at home. Some examples are burning a hand on a stove, falling off a ladder when painting a house, a child falling and hitting her head on a table, etc.