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Depending on what type of property damage you suffered, property damage to another can usually be covered under the homeowners liability portion. Automobiles are never covered under a home insurance policy. If your home was also damaged by the fire, generally your own home insurance would provide coverage for your losses. Pain and suffering however would generally require some sort intentional malice on the part of the home owner who has been a victim of a house fire.

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Q: Is a neighbour liable for property damage and mental pain and suffering from a fire that starts in their house?
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Related questions

Is my Neighbor liable for damage to my property caused by his property?

It depends on the circumstances and local laws. Generally, if your neighbor's property causes damage to your property due to negligence or failure to maintain their property, they may be liable for the damage. It is advisable to consult with a legal professional to understand your rights and options in this situation.


If a tree does property damage who is liable?

Mother Nature would be the liable party, Unfortunately, she does not carry insurance. If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.


Who is liable for tree root damage?

owener of property tree is on The owner of the property where the tree is on.


Does homeowners insurance cover damage to your neighbor's property caused by tree roots from a tree on your property?

I've had a similar issue - I was told to make my neighbour personally liable for any damage and subsequently they can make the claim asked the personal liability section of their house insurance. Thus their house insurance settling my claim for damages


Who pays for damage as a result of a car accident on private property in the State of Florida?

The At-Fault motorist (via their insurance) is liable for damage to property.


What happens if your property damage insurance is not enough to cover the claim?

You will be liable for the difference.


How do you claim auto insurance when you wrecked your car on your property?

It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.


A rotten tree on the city property fell onto my car which was parked in my driveway on my landlord's property who is liable for the damage?

Nobody is liable for an act of nature. Your own comprehensive auto insurance would provide coverage for damage to your vehicle from an act of nature.


Are personal injury and property covered under liability?

If the injury and property damage is to that of another for which you are at fault "Legally Liable" then yes. If the injury is to the insured(s) yourself or your own property then no. it is not possible to be liable to ones own self.


A tree on my property line grows a branch that hangs over my neighbor's property breaks off during a heavy storm onto their property. Who is liable for the damage?

You are responsible, but your homeowner insurance should cover damage.


Can a minor be held liable for property damage?

Yes, likewise his or her parents depending upon the circumstances of the case.


If an outside pipe froze causing water to leak inside my storage room is my landlord liable for property damage in Minneapolis?

In a word.... YES...... Your landlord has a duty to not cause damage to the property of others