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If you have an insurance plan, the pharmacy can charge the insurance company whatever they want to (more often than not, it's no more than the actual cost of the prescription minus your co-pay). They will not overcharge your co-pay. Your co-pay is a part of a contract between you and your insurance provider.

That should be spelled out in the contract between the pharmacy and your insurance carrier. The best place to ask would be your insurer.

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Q: Is a pharmacy allowed to charge you more than your copay for medication?
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