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As a rule, NO. There are a couple of ways it can be done, usually on older homes and not very often. Depends on the design of the house. Especially, NOT if the door is LOCKED.

Not always "No", rooster.

It can be done in some cases, and the law on this varies from state to state.

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โˆ™ 2015-07-16 18:28:19
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Q: Is a repossession agent allowed to take your car out of the garage?
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Related Questions

Can a repossession agent use the permission of a 10-year-old as a legal means to take the vehicle from the garage?

No, a juvenile cannot enter into such an agreement and the repossession agent could be held legally accountable for attempting/taking part in such action.


Can a repossession agent take your car with your kids in it?

Only if they want to be charged with kidnapping. NO.


Can a vehicle repossession agent take another car if the original is no longer available?

No.


What happens if you deny repossession?

They repo agent will take it when your not looking. The agent still has a job to do and only get paid if the jod is complete.


What procedures are needed to get repossession stopped?

Depending on the state you reside in the procedure in order to get a repossession stopped is difficult. One of the few ways to stop a repossession is if a "breach of the peace" were to take place such as your car being in a locked garage or a threat of force was issued.


Can a repossession agent take a vehicle without waiting for the borrower to show proof that payments have been made?

Yes. It is perfectly legal for a repossession agent to take possession of a vehicle when they are acting on behalf of the lender. The repossession agency does not have the option of allowing the borrower to retain the vehicle even though proof is presented that payments have been rendered. Such issues are strictly between the borrower and the lender. The lender and/or court being the only parties that can rescind the repossession action.


What is involved in a Repossession of a vehicle in Tennessee?

In Tennessee, a truck or car finance company can hire a repossession company to take your vehicle if you do not make payments and are in default. They are not able to break into a locked garage to take your vehicle and they cannot forcibly remove a person from behind the wheel of the car.


Can a repossession agent come on private property to repossess a vehicle?

I am not 100% on this but I am almost certain that they can as if an item is inside the home they can come in to take those


Can a repossession agent take a car without telling you where it's being held?

Yes. When the vehicle is repossessed it no longer belongs to you and there is no requirement to tell you where it will be stored.


Do repossession agents take a picture of the car before they try to take possession of it?

That is a decision made by the lender, and some do have photographs taken before the car is seized, but it is not a legal requirement. The repossession agent/agency does not assume responsibility for any damage to a vehicle that happens while it is being recovered.


What is a repossession agent?

In Canada or the United States a Repossession Agent usually works for a car company, a boat company or anything that costs a lot of money and the person who owns is is in default of their payments. These people at great risk go out on the streets, find whatever it is that they are sent to reprocess and take it back for a percentage of what the thing is that they just reprocessed is valued at.


Can you take out a stereo before repossession?

no


Is it against the law to repo someones car if there barely a day late?

This might help you to visualize this better.Let's say the car payment was due on the 10th of the month. At midnight, you still have not made that payment, and at 12:01 am on the 11th, the repossession agent hooks up to your car in your driveway and drives away. No, it is not against the law, PROVIDED:The lender has contracted the agent to recover the vehicle.The lender has provided a legal order of repossession.And, the repossession agent has followed the repossession and collection laws of the US and the state.It is not likely that this would occur though. The logistics of the situation take time. This is part of the reason most lenders have a five to ten day grace period.The more likely scenario is that the payment was due on the 10th, was not paid, the five day grace has come, and the payment has not been made. During the five days since the 10th, the lender has contacted the repossession agency, has sent them an order for repossession (electronically), the account has been entered into the repossession agencies system, the account has been assigned to an agent, and at 12:01 am on the 16th, the repossession agent secured the car in your driveway and affected recovery.Your car being repossessed is not the fault of the lender or the repossession agency in most cases. In the majority of cases it is the fault of the borrower, either from personal failure or unforeseen circumstance.


Can a trailer be taken that is attached to a truck being repossessed?

They can only take whatever it is they have an order of repossession for - if the trailer is not included in their order of repossession, they cannot take it.


Is there a green warning sticker before vehicle repossession?

Not typically, in fact in several years experience in the industry, I have never heard of such a practice. Repossession, beyond being a waiting game, is a game of opportunity. When the repossession agent finds it, he will take it. The last thing any of them want to do is give you prior warning that they are on your trail, and to give you the opportunity to hide it and make their job more difficult.


How long does the repossession process of a car usually take?

The repossession process of a car usually takes about 6 months


Can a company take possession of your vehicle if it is on private property?

AnswerYes, as long as it is not inside a garage or building that is either locked or unlocked. The other exception is the repossession agency may not commit a breach of peace as defined by state law while recovering a vehicle.. Also the repossession agency is not allowed to cause property damage in order to take possession of the vehicle,such as if the vehicle has a chain/cable wrapped around the rear axle secured to a pole with a padlock..They can not cut the chain/cable or the padlock because doing so is malicious destruction of property....


Can a car repossession be legally challenged after the fact if it can be shown that the overdue payments were received in the mail the day prior to the repossession?

Not unless the borrower can also prove the lender agreed to accept the late payments in lieu of repossession action. Once a contract is in default the lender may take whatever means allowed under the laws of the debtor's state to recover the property and/or debt.


Is it legal for a repo man to come on your property?

Yes. They consider your item of repossession 'their property' and if it is setting on your property, they will tresspass to get what belongs to them (or the bank). A repossession agent may not take any action which constitutes a breach of peace as defined under the laws of the state. They may not enter a garage locked or unlocked to remove a vehicle. They may not remove a lock or in anyway damage same if it is on the gate of residential/private property. They may enter a condo or apartment security gate if it is done properly and does not constitute a hazard or impediment to other tenants. They may not ask another tenant to allow them entrance to take possession of the vehicle. These laws do not apply if the repossession agent has a replevin or other such order issued by the court. If a consumer believes his or her rights have been violated pertaining to such issues, they should file a complaint with the justice department of the state attorney general's office.


Can a repossession company take a warrant out on you for nonpayment?

newdiv


Can your car be repossessed from your work if it is private property in Washington state?

Yes. The repossession agent may recover the vehicle so long as he has free access to it, on private property, public property, federal property (with the proper permits), even a limited (key card) access parking garage so long as he is given access to the garage. Keep in mind that hindering the repossession of a vehicle is a crime in most states. In situations when this has happened, the agent or the lender may seek a replevin. In the event a replevin is acquired, it will be served by a law enforcement officer accompanying the recovery agent, you will be ordered to surrender the vehicle, and your failure to do so will land you in jail and the LEO will supervise the recovery of the vehicle anyway. Your choices then, when a vehicle is up for repossession is to surrender the vehicle voluntarily, or give the recovery agent grief and give him a reason to take it when it is easiest for him and most inconvenient for you. Consider that recovery agencies are in the very specialized business of finding and securing vehicles that those who haven't paid for them are trying to hide. In six years of skip tracing, no one ever got away from me, and there are skip tracers out there far more skilled than I.


Can police help the repossession men take your car in Michigan?

Possibly, but they can certainly prevent you from interfering, as it is no longer your car, hence the repossession.


Can they take your car at work?

Yes! a repo agent can legally repossess collateral anywhere, as long as he doesn't breach the peace or break and enter into a locked garage or gate


How can a repossession with a zero balance affect a credit score and can it be removed?

A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.


Can a repo man take the stuff out of your car and then charge me to get it back?

yes......in California you are REQUIRED to have an inventory list of the items in the unit at the time of repossession, therefore we are allowed to charge for the inventory and storage of said property......