Well, did you pay for it? If the title is in your name and you haven't signed it over to anyone, it is yours. You can repo it, sell it or whatever else you need to do with it.
Names on title appear as either (and) (or) if the title is and then both signatures are required. if it is or then only one signature is required to modify ownership of title.
The buyer/borrower should have a copy of the title, as it is needed to register the vehicle. The title will have the name of the buyer and the name of the company holding the lien on the vehicle.
The buyer.
A title is a document that proves ownership of the vehicle. A vehicle cannot be legally registered and licensed. When you purchase a vehicle you receive the title from the seller. You take the title to the DMV, fill out the paperwork and you will receive a new title in your name and the name of any lien holders.
The owner of the vehicle needs to call the DMV and pay for and order a new copy of the title to turn over to you.
Are you the purcher? If so I would say, that it is your proublem. The seller has no controll of your signing the title. You do that to get your new title. That is not the responsibility of the seller. Did the vehicle come with a warranty or was it as is?
file for a lost title.
she is a co owner of the vehicle. Who ever has the vehicle will need the other signature to sell it. in most states you can register the vehicle in either name or both.
If your name is on the title
Not unless your name is on the title. Possession of the title does not mean you own the vehicle.
Yes, if it is paid for. If it is not paid for it is legally owned by the lien holder(s) whose name appears on the title. The vehicle title always designates ownership.
A person or a company that puts a lien on a vehicle is a "lien holder" that is on the title. It is not recognized as ownership.