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Is accidental spill on wall to wall carpeting covered in homeowners insurance?
Wiki User
∙ 13y ago
It is unlikely that the homeowners policy would cover an accidental spill other than in the case of a sewage back-up. In any case cleaning the carpet would cost less than the deductible on your policy.
Wiki User
∙ 13y ago
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Is an accidental fire covered by homeowners insurance?
Yes.
Are baths damaged by bleach covered by homeowners insurance under accidental damage?
no
Do insurance companies cover accidental damage?
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
Is ripped sofa covered by accidental home insurance?
No, normal wear and tear of household furnishings and applicances is not a covered peril under a homeowners insurance policy.
Will homeowner's insurance cover elect breaker box problem?
Homeowners Insurance is not made to cover maintenance. Coverage is determined by the cause of the damage. If it is a "covered cause" and is sudden and accidental the it is probably covered. If not it isn't.
Are snowmobiles covered on your Homeowners insurance policy?
depending on you insurance company... I know my snowmobiles are covered on my homeowners
Will homeowners insurance cover a furnace fire?
It depends on the cause of the furnace fire. Remember that homeowners insurance is all tied to the cause and whether or not it is a covered cause. If the furnace fire was caused because of lack of maintenance then it would not be covered. If the furnace fire started because of some other accidental covered cause then it would be covered.
Does homeowners insurance cover broken faucet?
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners policy was designed to do.
Is your car covered by homeowners insurance on their property?
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
Does homeowner insurance cover your wheelchair?
Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.
Does homeowners insurance cover demolition?
Yes. That is covered on a homeowners policy.
Is telephone fraud covered by homeowners insurance?
No. Not a covered cause.
