You could make such a claim. Figure out how many days you were out of work before you were able to obtain a property settlement and get a new vehicle. They may counter you should have contacted your employer about a rental/loaner replacement truck in order to maintain your income, however.
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
No, only if it has been totaled and has a rebuilt title.
What. Why would you think this is required? An insurance company will not find you a new vehicle is your is totaled, they will pay you the actual cash value of the vehicle you had.
Sue the owner of the car, since the owner was likely required to carry insurance as part of the financing deal.
Not if you notify you local PVA that the car is totaled and not longer in service. You will pay taxes up to the day it was totaled.
What do I need to do if my vehicle was totaled and I had it recycled?
A vehicle is totaled if it cost too much to repair it. Usually, insurance companies determine whether or not a vehicle is totaled.
Most of the time an undisclosed operator does not result in the denial of a claim. If the driver of the car was an excluded operator then that is a different story. If you feel that the action of the insurance company is wrong then you should contact your state's insurance department to file an appeal or complaint.
used of automobiles; completely demolished; "the insurance adjuster declared the automobile totaled"
This is total nonsense!My total is 52.
If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.
Not while still "totaled". Since everything is tracked by the VIN# you won't be able to insure a totaled vehicle until such time that it's made roadworthy and has a reconstructed title.