Is homeowners insurance mandatory in Missouri?

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Wiki User

2010-07-09 02:36:00

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It is only mandatory if you have a mortgage or lien on the home.

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2010-07-09 02:36:00
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Q: Is homeowners insurance mandatory in Missouri?
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Is it mandatory to have boat insurance in Missouri?

Yes its mandatory to have boat insurance and have a boating license.

Is it a good idea to get basic homeowners insurance?

Yes, if you own a home, homeowners insurance is definitely recommended, if not mandatory by some mortgage lenders.

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Is it mandatory to have homeowners insurance after you pay off your house?

No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.

Homeowners Insurance?

form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance

Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.

Is membership in a homeowners association mandatory?

If the subdivision is subject to a Declaration of Restrictive Covenants that include a homeowners' association then your property is subject to mandatory membership.

Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.

Will the homeowners insurance go up if spouse dies?

No. This will have nothing to do with the price of the homeowners insurance.

Is boat insurance mandatory in Pennsylvania?

No, boat insurance is not mandatory in Pennsylvania.

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