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Is it better to get a credit card through a bank you have an account with?

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2009-11-30 05:04:49
2009-11-30 05:04:49

It makes no difference. Go with the credit card with the lowest interest rates. APR.

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One option for you is to open basic bank account online. Through this, build your credibility and then later, you can get a bank account in a bank.


If the bank is the one that has the credit card, they can associate the card with the account. This might be a violation of regulation E. However if the bank and the card issuer are not the same, they have to get a judgment and then go to the bank with that.


Not unless the account went uppaid and the bank sent it to a collection agent. Vote on our videos at www.wowifixedmycredit.com


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An International bank account is used for the same things that national bank accounts are used for except with the international account if you have a debit/credit card through your bank it can be used where ever your particular bank is located around the world


It depends. If you are going to withdraw cash from your credit card through an ATM and then manually deposit it to your bank account, it would happen immediately. But, if you raise a request with the bank to arrange for the funds transfer from the credit card to your bank account, they may take 3-5 working days to process your request.


Bank credit has two meanings, depending on the context. (1) If you have a financial account (e.g., checking, credit card, etc.), the bank might credit that account for some reason (e.g., refund a fee). The transaction line associated with that action will likely state "bank credit." (2) The more general meeting is when a financial institution extends credit to an individual or company through a credit card, loan or line of credit.


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The Debit and Credit on a bank statement reflect the Bank's accounting records, not yours. So when you deposit money into your account, the bank owes you that money to you - it is a liability for them, therefore a credit entry. Similarly, if they charge you a bank fee, it reduces their liability to you, so they would Debit your account (on their books) and Credit an Income account.



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Yes, it is perfectly legal to check your credit score before opening an account with a bank. The bank themselves would run a credit check on you before finalizing the account opening procedure. However a good credit score is not mandatory to open a deposit account.


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You need to spend to establish credit. The general steps are to establish your entity, open a bank account, secure a credit card, and begin establishing credit through purchasing.




The funds are a credit to the bank that is issuing the statement. They "owe" you the money, therefore the credit.


No, a credit card is not needed to sign into Bank of America. One can have a checking account, a savings account, or other business with Bank of America without having a credit card.


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If you have a savings account at a bank, then it is a bank account. If you have it in another kind of institution, such as a Credit Union or Savings and Loan, then it is not a bank account, although some people use the term "bank account" loosely and apply it to any savings account anywhere.


If someone has a creditor and has a debit balance and a credit balance this means they have a bank account. The bank account provides the debit card and the bank provides the credit balance.


Maintenance of an account in the bank which has issued the card is not a pre requisite for applying for a credit card. Having an account with the card issuing bank is essential for debit cards. Nandkishore Sharma


The best credit card offers depend on your credit score. It is actually better to talk to your bank instead of looking online. Getting a credit card through your bank will give you a better interest rate and still give you rewards.



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