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It depends on how much your debt is. If your debt is quite small and you think you can handle it, you might want to take a personal loan to settle it once and for all. But if you want to seek help, might as well try Total Debt Services. They offer debt solutions for those who are suffering financial hardships.

Their website, http://www.totaldebtservices.com.

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Q: Is it better to settle a debt through debt management system or take a personal loan?
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