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Is it lawfull for your vehicle insurance to charge you for what they have covered?
Wiki User
∙ 12y ago
Yes, That's how it works.
The insurance company sells you coverage in the form of an insurance policy and you pay a premium in exchange for that coverage. If you don't pay for the coverage then your not covered.
Wiki User
∙ 12y ago
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How can you find out if your car insurance is covered when renting a car for vacation?
Go and talk with your insurance agent. If you are just renting a vehicle to take on vacation without your vehicle being damaged in a covered claim then most likely your personal auto insurance will not cover the rental car. The best thing to do is speak with your agent. Some credit cards will offer coverage if you charge it on that particular card. The rental car agreement covers liability insurance and physical damage to the rental car with the exception of a high deductible which you are responsible for unless you pay a fee to cover this deductible. It usually cost $6 to $9 depending on the vehicle and may be worth it to purchase if you are worried about it.
Will you get charged for switching your insurance over from your previous car to your new car?
Most insurance companies do not charge you to switch vehicles, but the rates on the new vehicle will be different based on the year/make/model of the vehicle and what coverages you add to the vehicle.
Do insurers charge more for auto insurance for vehicles with rebuilt titles?
If the vehicle has been declared as a "salvage vehicle", an insurance carrier would only want to provide liability insurance (depends also on your driving record). Anything repair/maintenance you do for that vehicle is almost your own risk. The vehicle has been fully paid for a depreciated by a previous insurance carrier.
Can an insurance company in NJ continue to charge a surcharge for an accident even if insurance points were reduced to 0?
Get proof from the vehicle department and drop it on your broker's desk.
Is it true that insurance companies will charge a higher insurance rate if I purchase a sports car versus a regular vehicle?
Not necessarily. Insurance rates are dependant on your driving record as well as your age, gender and even your credit. Generally speaking, owning an older "family" vehicle will have lower insurance rates.
What is a mdi adjustment on a car payment?
When you take a loan out on a car, the company that loans you the money requires you to carry insurance to cover the loss of the vehicle in an accident. If you do not provide them with information, or do not carry insurance, they will get insurance for you, and charge you the cost.
What sort of insurance coverage is required when you rent a backhoe for home landscaping?
You will need your home owners insurance. That is the only insurance you will need because if something happens it is on your property and you will be covered under your home owners policy. When you rent a backhoe there will be an additional charge for insurance. You can either pay the charge or not, but you have to be careful as to what liability you're assuming when you sign the rental agreement.
Is female sterilization covered by insurance?
Some insurance companies will cover the procedure. If you currently have coverage for contraceptives such as prescriptions you most likely will have the procedure covered. I would always be mindful if you have an HMO plan you should ALWAYS contact them first to verify payment of the charge/procedure. Good Luck!
Will auto insurance cover a vehicle if an underage driver took it without permission and wrecked it?
If you are willing to charge this driver with auto theft it probably will. If not, the insurance company will assume you are giving him permission after the fact.
Can the loan company for your vehicle charge you for insurance?
Yes. If you are making payments to a car lender, you are generally REQUIRED to insure the vehicle. If at any point they discover that you are NOT insuring the vehicle, they have every right to force coverage as they have a financial interest in that car.
Does a doctor have the right to charge you more than the copay on your insurance?
That depends on 2 factors..1. is your doctor in your insurance company's network if no then yes he/she can charge you up to the billed charges subtracting what if anything your insurance company paid. 2. Is things like labs, x-rays and procedures covered under your copay or do they apply to your deductibles and coinsurance? When in doubt contact your insurance company
Does one need auto insurance to drive with a learners permit in Texas?
You will have to have insurance on the vehicle to drive in Texas any way you go about it. Texas is a state that has mandatory insurance coverage. The owner of the vehicle needs to add you as a driver and give them your license information. Most insurance companies do not charge anyone additional premium for a person with a learners permit. I assume your laws are that you can only drive with a licensed driver in the vehicle whenever you drive.
