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Were they a named insured in the Household? By most companies, if you are rated in the household, you may drive any vehicle in HH. Yes, coverage should still apply to the vehicle however I would try to get the title of the car changed out of the name of the deceased party's name as soon as possible.

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โˆ™ 2005-10-23 19:16:32
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Q: Is it legal for an insured secondary driver to drive a car owned by a deceased primary driver?
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Related questions

If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.


Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?

The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).


Can you be auto insured under your uncles policy?

It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.


If your insured with one company and you drive another vehicle that's insured by another company and you get into an accident wich insurance company pays for it?

The Owners Vehicle Policy offers primary first pay coverage. Any policy carried by the driver would invoke as secondary coverage.


What is the definition of a primary driver?

The definition of a primary driver is the main person who drives a vehicle. Other people who sometimes drive are secondary or part time drivers.


In ma can a non insured driver file a claim against an insured driver?

Yes.


What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


Is an insured driver covered in an uninsured vehicle?

No direct answer, as this all depends of the level of cover of the insured driver.


Is there a Penalty for uninsured driver with insured vehicle?

As far as states go I know in Utah it is the vehicle not the driver that is insured.


Who pays when driver is not the car owner but has car insurance?

Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.


Who is liable if someone else is driving your car with your consent and you had no insurance on the car?

They'll go after the car's owner first. IF the driver has an insured vehicle, it would be secondary.


If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?

Only if the truck driver was at fault.


If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible


If you are the primary insured driver of a leased vehicle what additional coverage do you need for one extra driver?

The extra driver needs to be added onto the insurance policy. Having someone drive a vehicle and not having them on the policy can be a large problem if an accident were to happen.


Do you need auto insurance in Texas if you are not a primary driver?

Yes, All drivers in all 50 states are required to provide proof of financial responsibility when operating a motor vehicle on public roads. Whether you are a primary or secondary driver is not pertinent.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


Is an unlicensed driver still insured on my car?

NO!


What is the responsibility of a non-insured driver when involved in an automotive collision?

A non insured driver may be held liable for the accident. Insurance is a requirement in the majority of states.


Should anything be done by an uninsured driver who was rear-ended by an insured driver when only the insured driver had damage in Texas?

Proably not, except of course you need to get insurance, luckily this one wasn't your fault


If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?

Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.


Is a insured driver covered while driving someone else's Insured car?

Depends on what state you're in.


What do you do when an Uninsured driver hits an insured driver on private property?

The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.


Can an insured driver still sue me after his car was fixed by his insurance?

It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.


Can a car be legally driven if the insured is deceased?

Generally No, even if they died in the car. It's the person in control of the car, that must be insured. So stuffing the Primary Policy-holder in the trunk, is not going to cut it with the Patrol Officer, who's just pulled you over for something. However, if you are named as a co-driver or second driver on that policy, then you should be covered. I would strongly advise you, to read the Terms and Conditions of the Policy, as you may have a reduced level of cover, possibly only the Statutory Minimum required.


Does the the vehicle have to be in your name?

no, in most states you are supposed to be insured on any vehicle at the residence you live at. parents, roomates even. if you drive your grandmothers or significant other's car all the time or even as the primary driver but don't live with that person, you should still be insured.