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YES! When you open the account, you are given disclosures about your ATM card. Processing ATM transactions is very timely, especially when working with non-your bank transactions. ANd the non-bank REQUESTS payment from your bank, and they usually just pass it on to you. Usually, your bank MAY have a sister bank that it has merged with (because nowadays, all banks have merged with another at some point and still keep the same name) and you can use their ATM free of charge. But PLEASE call your bank or email them and ask them what options you have. If they can't accomodate you, it is under your best interest to just open an account with a bank where you are.

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Q: Is it legal for your bank to charge non-your bank ATM fees when there are NO ATMs available from your bank in the country you reside?
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