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Is it legal to charge a cutomer a fee to use their credit card for a purchase?
Wiki User
∙ 14y ago
Yes. It's called a convenience fee. Retailers that accept credit cards themselves incur either a charge for each card transaction or they pay a flat amount for unlimited transactions. It's an operating cost that is perfectly legal to divide and distribute among those who utilize the service. Manufacturers and retailers also frequently pass operating costs and other various expenses onto the consumer, but they are hidden in the price. With credit cards, it's nearly impossible to hide that fee in the price of whatever you're buying, because your total increases only after you pull out your credit card. eeee
Wiki User
∙ 14y ago
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Is it legal to charge customers a processing fee for using credit card in a restaurant?
Yes .
Is it legal for merchants to charge consumer credit card fees?
Yes; the credit card companies charge the merchants in order to receive payments from them. In some cases (usually at small businesses or ones that do not do a lot of business monthly) the merchants can charge a small fee associated with using the credit card, or set a minimum amount to avoid the fee i.e. any purchase under $5 gets charged a fee, anything above that amount doesn't.
Is it legal for a Credit Union to demand payment on a loan you got to purchase a car when they do not have the title for it?
IF you signed a loan with the CU and used the car as collateral, YES IT IS LEGAL. And it is WISE for you to pay.
You had a credit card which went in to collections in 2002 and was sold to another company - originally your debt was 2000 but now it is 5500 - Is this legal?
Is it legal? That depends on how they are calculating the $5500. The creditor is entitled to charge you whatever interest rate you agreed to pay in the credit card agreement.
Can you use a personal line of credit for closing costs down and fees to purchase a home?
I used my line of credit for legal fees and partially for downpayment but the bank that I got my mortgage from was not aware of it as my line of credit was with a different financial institution
Is it legal to charge a credit card without authorization?
Yes, why not
Is it legal in the state of Pennsylvania for a private club to charge a convenience fee on a credit card charge?
It is legal, but against the Merchant Agreement that the club would of signed to process credit cards.
Is it legal for merchants in Alabama to charge a credit card processing fee?
No.
Is it legal to charge customers a processing fee for using credit card in a restaurant?
Yes .
Is it illegal in Florida to charge a fee for using a credit card?
No, but it is legal to steal whatever you want.
Is it legal for a doctor to request a credit card number for their records to charge for missed appointments?
Yes.
Is it legal to charge customers for credit card expenses under five dollars?
Yes, the credit card business is a very serious business.
Is it legal for merchants to charge consumer credit card fees?
Yes; the credit card companies charge the merchants in order to receive payments from them. In some cases (usually at small businesses or ones that do not do a lot of business monthly) the merchants can charge a small fee associated with using the credit card, or set a minimum amount to avoid the fee i.e. any purchase under $5 gets charged a fee, anything above that amount doesn't.
Is it legal for a credit card company to lower your credit limit below your balance then charge you an over the limit fee?
no it isn,t you can ue for that offence if they did
Can I purchase a gun with my credit card?
As long as you meet the legal restrictions on gun ownership, if you purchase a gun you can pay for it with any method of payment.
Who is responsible to ensure a legal government credit card transaction occurs when making a purchase?
using card holder.
Is it legal for a company to charge a credit card that they have on file for a previous purchase without the users permission and for something the user never intended?
Obviously not. In this situation a credit card owner should contact the relevant credit card company and ask to be connected to the fraud department in order to explain the situation. However, it may be that the user signed a contract with a company for a monthly charge for a service which is no longer used and the user has forgotten; in this case, the user needs to cancel his/her arrangement.
