Unless your partner adds your name to the title and then refinances, there is no way for you to get on the mortgage.
Yes it is possible to not have herpes if your partner does.
You own the land subject to the mortgage.
Yes it is possible for you and not your partner to have herpes.
First you need to understand that a mortgage company will not normally let one party to a joint mortgage contract off the mortgage. You and your partner can not agree to change the mortgage between you, your contract is with the Mortgage company, NOT YOUR PARTNER.It is not in the Mortgage companies interest to allow a change to an existing mortgage as you are BOTH liable for the payments - if one of you stops paying they will go after the other for all the money.To get out of the situation you have to repay all the money you borrowed and get a new mortgage in just one of your names. This usually means one or other partner has to buy the other out.
You would need to refinance your mortgage loan to remove the ex.
You can't take someone's name off the mortgage. The mortgage belongs to the bank and both of you signed a contractual obligation. The mortgage must be paid off and refinanced in one name and the partner must convey their interest to the co-owner. Then the property and mortgage will be in one name.
You can't be denied access.
It is possible to not contract genital warts from an infected partner.
contact a real estate attorney in your state to assist you
It depends on who your mortgage is with. My mortgage is with Royal bank of Scotland and I have to apply for the mortgage all over again with my new partner. If your mortgage company investigate and think you can't repay the mortgage on your own they won't do it either. I would advise you speak to a solicitor.