Is it possible to have a NON-prepaid credit card if you are only 17?
No. Minors are not able to enter into valid contractual agreements. A minor would need to have a parent(s) or guardian obtain a card and give them permission as an authorized user.
Can a business force you to accept a credit to your credit card for a returned purchase that you did not make on a credit card?
don't use a credit card if it's possible. There is a number of credit card alternatives for online payment and you can always pay cash in the real life. The only place I spend money on the web is Facebook (I'm Farmville addicted hehe) and I use a prepaid card called paysafecard for it. You don't need to give your personal details with it and even if it gets hacked (which is less possible) the…
The only way you can add cash to a credit card is if it is prepaid; however, in the circumstances that the card is prepaid, all you have to do is make a deposit onto the card through your bank. Otherwise, the only thing you can do on a normal, non-prepaid card is ask the company to extend your credit.
What is one benefit to using a debit card that is not a benefit of using a credit card to make a purchase?
Credit Cards for Bad Credit If you have bad credit, you might think that it is impossible for you to obtain a credit card. Let's start out by saying that if you have bad credit, the only possible reason could have for wanting another credit card is to try and rebuild your credit rather than to go on a shopping spree at the local Wal-Mart. For people with bad credit, credit cards can be the…
Credit cards are especially handy for traveling internationally as it is an easy way to get the currency of the country. Various banks offer incentives to use their credit card. As long as you don't acquire too much debt, credit cards are very useful. Basically you should pay off the credit cards each month if possible. If not, only do it for emergency purchases.